232 Windstone Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 232 Windstone Dr, Fletcher, NC 28732

Property Summary

Property Type	Townhouse
Details	3 ba · 2,036 sqft · built 2016
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Apr 2023)
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`9663620790`

Property Details

APN / Parcel Number

Primary APN	`9663620790`
Alternative APN	`10000645`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,036 sqft Heated Area
1st Floor Area	1,564 sqft
Upper Floors Area	472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Wood Siding
Lot Area	2,178 sqft (0.05 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10000645
Street Address	232 WINDSTONE DR
City	FLETCHER
State	NC
Zip	28732-0229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	10000645~R
Legal Description	VILLAGE AT WINDSTONE LO210 PL2016-10371
Legal Subdivision	SECOND EDITION OF VILLAGE AT WINDSTONE
Legal Block	62
Legal Lot Number	790
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3031
Census Tract	930502

Owner

232 Windstone Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2023.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 WINDSTONE DR, FLETCHER, NC 28732-0229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Apr 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	2023996339
Deed Book / Page	4033 / 153
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 17, 2023
Property Address	232 WINDSTONE DR, FLETCHER, NC 28732-0229
Document Number	0040330153
Book / Page	4033 / 153
Map Reference	SL 10080
Instrument Date	Apr 3, 2023
Instrument	1000996339
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10309 ANTHEM WAY, JACKSONVILLE, FL 32256-4078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WINDSTONE DR, FLETCHER, NC 28732-0229

Mortgage

Document Number	1000996340
Date	Apr 17, 2023
Instrument	1000996340

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 11, 2019
Property Address	232 WINDSTONE DR, FLETCHER, NC 28732-0229
Document Number	0033210302
Book / Page	3321 / 302
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WINDSTONE DR, FLETCHER, NC 28732

Tax Assessment & Valuation

The 2025 property tax bill for 232 Windstone Dr was $2,185.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,000 Land $100,000 Building $407,000
2025	$2,185.00
2023		$507,000 Land $100,000 Building $407,000	$507,000 Land $100,000 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Windstone Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	12 (2018–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Windstone Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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