232 Winding Ridge Dr, Sylva, NC 28779 Property Records

Jackson County property record for 232 Winding Ridge Dr, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,880 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (May 2018)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7642-67-8542`

Property Details

APN / Parcel Number

Primary APN	`7642-67-8542`
Alternative APN	`180967`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,880 sqft Heated Area
1st Floor Area	1,883 sqft
Attic	Attic
Attic Area	320 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	550 sqft
Carport	Carport
Carport Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	204 sqft
Deck Area	336 sqft
Patio Area	760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	232 WINDING RIDGE DR
City	SYLVA
State	NC
Zip	28779-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26,29 THE MEADOWS
Legal Lot Number	26,29
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2005
Census Tract	950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 WINDING RIDGE DR, SYLVA, NC 28779-7616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Nov 15, 2013 · Amount on Record
Deed Book / Page	2214 / 1014
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	232 WINDING RIDGE DR, SYLVA, NC 28779-7616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022720339
Date	Jul 24, 2020
Book Page	2272/339

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 22, 2018
Property Address	232 WINDING RIDGE DR, SYLVA, NC 28779-7616
Document Number	0022141014
Book / Page	002214 / 001014
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 WINDING RIDGE DR SYLVA NC 287797616, SYLVA, NC 28779-7616

Mortgage

Document Number	22141019
Date	May 22, 2018
Book Page	002214/001019

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,520 (+40.58%) Land $93,520 Building $472,000
2025	$2,148.00 (+40.58%)
2023	$1,528.00	$402,280 Land $110,220 Building $292,060

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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