232 William St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 232 William St, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,575 sqft · built 1880
Lot Size	0.373 acres (16,282 sqft)
Owner	Individual Name on Record
Tax Bill	$3,784 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit
APN	`320500 104.48-2-51`

Property Details

APN / Parcel Number

Primary APN	`320500 104.48-2-51`
Alternative APNs	`050010404800020510000000` `06700830`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	675 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	16,282 sqft (0.373 acres)
Lot Dimensions	324 ft deep x 50.2 ft wide
Porch	Slab
Porch Area	375 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06700830
Street Address	232 WILLIAM ST
City	GENEVA
State	NY
Zip	14456-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	51.000
Jurisdiction	ONTARIO NY
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3010
Census Tract	51801

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	232 WILLIAM ST, GENEVA, NY 14456-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 10, 2008
Transfer Doc	0000001215/000000081
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	232 WILLIAM ST, GENEVA, NY 14456-2529
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3029/696
Date	Jan 20, 2021
Book Page	3029/696
Instrument	202101200221

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
Municipality	Geneva City
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,784.00 (-24.06%) Homeowner's exemption Senior Citizen's exemption
2025	$4,983.00	$145,600 (+65.45%) Land $8,300 Building $137,300	$158,261 (+40.28%) Land $9,022 Building $149,239
2023		$88,000 Land $8,300 Building $79,700	$112,821 Land $10,641 Building $102,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY serves 13,334 people · EPA ID NY3401156
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20