232 White Oak Trl, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 232 White Oak Trl, Centerville, MA 02632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,442 sqft · built 1977
Lot Size0.57 acres (24,829 sqft)
Owner2 Company Names on File
Last Sale$64,400 (May 1997)
Tax Bill$6,863 (2025)
Deeds & MortgagesApr 2022 Refinance
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCENT M:192 L:202

Property Details

APN / Parcel Number

Primary APNCENT M:192 L:202
Alternative APN
  • 118205

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,442 sqft Living Area
Gross Area6,104 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number118205
Street Address232 WHITE OAK TRL
CityCENTERVILLE
StateMA
Zip02632-1644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal SubdivisionPLAN 32373F SHEET 02
Legal Lot Number202
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3023
Census Tract12800

Owner

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address232 WHITE OAK TRL, CENTERVILLE, MA 02632-1644
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUAD CTY BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 1997 · Amount on Record
Deed SaleMay 20, 1997 · Amount on Record
Last Transfer DateApr 24, 2024
Transfer Doc0001500875
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTERVILLE MA
Property Address232 WHITE OAK TRL, CENTERVILLE, MA 02632-1644
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001456993
DateApr 15, 2022
Instrument1456993
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address232 WHITE OAK TRL, CENTERVILLE, MA 02632-1644
Document Number0001395542
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 WHITE OAK TRL CENTERVILLE MA 026321644, CENTERVILLE, MA 02632-1644

Mortgage

Document Number0001395542
DateMay 6, 2020
Instrument1395542
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 5, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address232 WHITE OAK TRL, CENTERVILLE, MA 02632-1644
Document Number0001363859
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 WHITE OAK TRL CENTERVILLE MA 026321644, CENTERVILLE, MA 02632-1644

Mortgage

Document Number0001363859
DateFeb 8, 2019
Instrument1363859
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 7, 2034

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,863.00 (+3.64%)$848,300 (+0.05%) Land $162,900 Building $685,400$757,815
2024$6,622.00 (+7.47%)$847,900 (+14.77%) Land $162,900 Building $685,000
2023$6,162.00$738,800 Land $148,100 Building $590,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–2003)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE OSTERVILLE MARSTONS MILLS WD
serves 50,000 people · EPA ID MA4020002
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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