232 White Harbor Rd, Long Beach, MS 39560 Property Records

Harrison County property record for 232 White Harbor Rd, Long Beach, MS 39560

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,971 sqft · built 1956
Lot Size0.352 acres (15,352 sqft)
OwnerIndividual Name on File
Tax Bill$2,242 (2025)
Deeds & MortgagesDec 2012 Mortgage
Jun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN0512J-03-049.000

Property Details

APN / Parcel Number

Primary APN0512J-03-049.000
Alternative APN
  • 042702

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,971 sqft Adjusted Area
1st Floor Area2,808 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,352 sqft (0.352 acres)
Lot Dimensions152 ft deep x 101 ft wide
Utility Building120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address232 WHITE HARBOR RD
CityLONG BEACH
StateMS
Zip39560-5612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 9 FT OF LOT 5 & ALL LOTS 6-8 INC & N 16.5 FT LOT 9 BLK 1 THOMAS SUB
Legal Range12W
Legal Township08S
Legal Section22
Legal SubdivisionWHITE & CALVERT SURVEY SEE TH
Legal Block1
Legal Lot Number5-9
JurisdictionHARRISON MS
Township / Civil Division3
Census Block Group2
Census Block2022
Census Tract2801

Owner

232 White Harbor Rd is owned and occupied by an individual.

Source: Harrison County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address232 WHITE HARBOR RD, LONG BEACH, MS 39560-5612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2012Deed of Trust, Mortgage
HANCOCK BANK
Jun 26, 2024Warranty Deed, Transfer · VA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address232 WHITE HARBOR RD, LONG BEACH, MS 39560-5612
Transaction TypeMortgage
Record UpdatedJun 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE HARBOR RD, LONG BEACH, MS 39560-5612
InvestorPossibly a Property Investor

Mortgage

Document Number201211519TJ1
DateDec 3, 2012
Instrument2012-11519-T-J1
Lender
NameHANCOCK BANK
Address2510 14TH ST, GULFPORT, MS 39501
Agreement
AmountAmount on Record
Term239 Months
DueNov 2, 2032

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateJun 26, 2024
Property Address232 WHITE HARBOR RD, LONG BEACH, MS 39560-5612
Document Number20240011875DJ1
Map ReferenceMB 6 PG 5
Instrument DateJun 13, 2024
Instrument2024-0011875-D-J1
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyPLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19635 RIVERLINE DR E, SAUCIER, MS 39574-9601

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 WHITE HARBOR RD, LONG BEACH, MS 39560-5612

Mortgage

Document Number20240011876TJ1
DateJun 26, 2024
Instrument2024-0011876-T-J1
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 232 White Harbor Rd was $2,242 with exemptions applied, up 4.3% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityLong Beach City
Unified School DistrictLong Beach School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,242.00 (+4.33%) Homeowner's exemption Disabled Person's exemption$16,250$162,497 Land $30,906 Building $131,591
2024$2,149.00 (+1.85%)
2023$2,110.00 (+3.53%) Homeowner's exemption Disabled Person's exemption$15,546$155,463 Land $30,603 Building $124,860
2022$2,038.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 232 White Harbor Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 121 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims3 (2020–2023)
Most Recent ClaimMay 2023 · other causes
Claims by Event
  • Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 White Harbor Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: CoastConnect.

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