232 White Elm Dr, Delaware, OH 43015 Property Records

Delaware County property record for 232 White Elm Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 2009
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,508 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-320-29-001-000`

Property Details

APN / Parcel Number

Primary APN	`519-320-29-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	3,681 sqft
1st Floor Area	1,244 sqft
Upper Floors Area	1,326 sqft
Basement Area	712 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	232 WHITE ELM DR
City	DELAWARE
State	OH
Zip	43015-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9023 LANTERN CHASE SEC5 PT2
Legal Subdivision	LANTERN CHASE SEC5 PT2
Legal Lot Number	9023
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1003
Census Tract	10422

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 WHITE ELM DR, DELAWARE, OH 43015-3456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage LOAN ONE MORTGAGE CO INC
Nov 22, 2017	Deed, Transfer · Conventional Mortgage THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025
Deed Sale	Oct 16, 2025
Prior Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	202524571
Prior Transfer Date	Aug 1, 2025
Prior Transfer Doc	0000024571
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Oct 16, 2025
Property Address	232 WHITE ELM DR, DELAWARE, OH 43015-3456
Document Number	0000024571
Map Reference	CAB 3 SL 248&248A
Instrument Date	Aug 12, 2025
Instrument	202500024571
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WHITE ELM DR, DELAWARE, OH 43015-3456

Mortgage

Document Number	0000024572
Date	Oct 16, 2025
Instrument	202500024572

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 3, 2020
Property Address	232 WHITE ELM DR, DELAWARE, OH 43015-3456
Document Number	0000044156
Book / Page	1788 / 2582
Map Reference	CAB 3 SL 246&248A
Instrument Date	Oct 16, 2020
Instrument	202000044156
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	STEWART TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 BECHER RD, JACKSONTOWN, OH 43030

Mortgage

Document Number	0000044157
Date	Nov 3, 2020
Instrument	202000044157

Lender

Name	LOAN ONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 22, 2017
Property Address	232 WHITE ELM DR, DELAWARE, OH 43015-3456
Document Number	0000033570
Instrument Date	Nov 15, 2017
Instrument	2017-00033570
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114

Mortgage

Document Number	0000033571
Date	Nov 22, 2017
Instrument	2017-00033571

Lender

Name	THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,508.00 (+5.36%)	$130,840 (-) Land $21,880 Building $108,960	$373,800 (-) Land $62,500 Building $311,300
2024	$6,177.00 (-0.18%) Homeowner's exemption	$130,840 (-) Land $21,880 Building $108,960
2023	$6,188.00 Homeowner's exemption	$130,840 Land $21,880 Building $108,960	$373,800 Land $62,500 Building $311,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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