232 Watson Ave, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 232 Watson Ave, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,327 sqft · built 1916
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Nov 2023)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-02118-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-02118-0000-00006`
Alternative APNs	`0300220000000238` `030211800006`

Interior

Stories	1 Story
Building Area	1,327 sqft Living Area
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	0300220000000238
Street Address	232 WATSON AVE
City	TRENTON
State	NJ
Zip	08610-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	11055-
Legal Subdivision	COLONIAL PARK TRAIL
Legal Block	2118
Legal Lot Number	6
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3028
Census Tract	2701

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	232 WATSON AVE, TRENTON, NJ 08610-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Nov 1, 2023	Deed, Transfer · FHA Mortgage MLD MORTGAGE
Aug 21, 2019	Deed of Trust, Transfer LAKEVIEW LN SERVICING
Apr 10, 2019	Grant Deed, Transfer TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ)
Jan 14, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	202337557
Deed Book / Page	6539 / 1369
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	232 WATSON AVE, HAMILTON, NJ 08610-5104
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037559
Date	Nov 1, 2023
Book Page	11840/1884
Instrument	2023037559

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 20, 2028

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Nov 1, 2023
Property Address	232 WATSON AVE, HAMILTON, NJ 08610-5104
Document Number	0000037557
Book / Page	6539 / 1369
Instrument Date	Sep 18, 2023
Instrument	2023037557
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	CENTRAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 1 2 PROSPECT ST, RUTLAND, VT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WATSON AVE, HAMILTON, NJ 08610-5104

Mortgage

Document Number	0000037558
Date	Nov 1, 2023
Book Page	11840/1869
Instrument	2023037558

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	232 WATSON AVE, HAMILTON, NJ 08610-5104
Document Number	0000036474
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WATSON AVE HAMILTON NJ 086105104, HAMILTON, NJ 08610-5104

Mortgage

Document Number	0000036474
Date	Aug 23, 2019
Book Page	011429/000183
Instrument	36474

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Apr 10, 2019
Property Address	232 WATSON AVE, HAMILTON, NJ 08610-5104
Document Number	0000014698
Book / Page	006363 / 001185
Instrument Date	Feb 7, 2019
Instrument	14698
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ)

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 ELLWOOD ST HAMILTON NJ 086105141, HAMILTON, NJ 08610-5141

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MERCER NJ
Recording Date	Jan 14, 2019
Property Address	232 WATSON AVE, HAMILTON, NJ 08610-5104
Document Number	0000001707
Book / Page	006354 / 001836
Instrument Date	Nov 15, 2018
Instrument	1707
Transaction Type	Foreclosure
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	350 HIGHLAND DR LEWISVILLE TX 750674177, LEWISVILLE, TX 75067-4177

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,700 (+2.07%) Land $37,000 Building $125,700	$162,700 (+2.07%) Land $37,000 Building $125,700
2025	$5,911.00 (+4.66%)	$159,400 (-0.56%) Land $37,000 Building $122,400	$159,400 (-0.56%) Land $37,000 Building $122,400
2024	$5,648.00 (+8.39%)
2023		$160,300 (-) Land $37,000 Building $123,300	$160,300 (-) Land $37,000 Building $123,300
2022	$5,211.00 (-0.36%)	$160,300 Land $37,000 Building $123,300	$160,300 Land $37,000 Building $123,300
2021	$5,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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