Madison County property record for 232 Walnut Hill Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.51 acres (66,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jan 2019) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043A-0007-0018 |
| Primary APN | 043A-0007-0018 |
|---|---|
| Alternative APNs |
|
| Lot Area | 66,001 sqft (1.51 acres) |
|---|
| Account Number | 63557 |
|---|---|
| Street Address | 232 WALNUT HILL DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEACON HILLS LOT 157 |
| Legal Subdivision | DEACON HILLS |
| Legal Lot Number | 157 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10702 |
232 Walnut Hill Dr is owned and occupied by two individuals who bought it in January 2019.
Source: Madison County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Sep 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 4, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Deed Document Number | 20192013986759 |
| Deed Book / Page | 768 / 536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 10, 2026 |
| Property Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Document Number | 0014361525 |
| Book / Page | 2483 / 244 |
| Instrument Date | Feb 8, 2026 |
| Instrument | 202614361525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Document Number | 0014361525, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2483/244 |
| Instrument | 202614361525 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Jan 1, 2052 |
| Rate | 6.16% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01886/016 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | M01886/016 |
| Instrument | 2013998378 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Document Number | 0M2130/719 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | M2130/719 |
| Instrument | 2014075386 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 4, 2019 |
| Property Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Document Number | D00768/536 |
| Book / Page | D00768 / 536 |
| Map Reference | MB 3 PG 82 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2013986759 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2267 S BERRYS CHAPEL RD, FRANKLIN, TN 37069-8306 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 232 WALNUT HILL DR, RICHMOND, KY 40475-3621 |
| Document Number | 2013986760 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 2013986760 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 232 Walnut Hill Dr was $2,451.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 | $260,000 | $260,000 |
| 2023 | $2,279.00 | $235,000 | $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Walnut Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (2004–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Walnut Hill Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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