232 W William St, Delaware, OH 43015 Property Records

Delaware County property record for 232 W William St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,475 sqft · built 1890
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Aug 2016)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-432-30-007-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-30-007-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	2,559 sqft
1st Floor Area	886 sqft
Upper Floors Area	589 sqft
Basement Area	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	148 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	198 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	112 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	232 W WILLIAM ST
City	DELAWARE
State	OH
Zip	43015-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 735
Legal Subdivision	CAMPBELL & LITTLES ADD
Legal Lot Number	735
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3011
Census Tract	10100

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 W WILLIAM ST, DELAWARE, OH 43015-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Prior Sale	Feb 25, 2005 · Amount on Record
Deed Document Number	201622310
Deed Book / Page	1439 / 2130
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	232 W WILLIAM ST, DELAWARE, OH 43015-2447
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W WILLIAM ST, DELAWARE, OH 43015-2447

Mortgage

Document Number	0000007042
Date	Apr 11, 2023
Book Page	2025/1629
Instrument	202300007042

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	232 W WILLIAM ST, DELAWARE, OH 43015-2447
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022453
Date	Aug 21, 2018
Book Page	1590/671
Instrument	2018-00022453

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00 (+5.37%)	$55,970 (-) Land $11,130 Building $44,840	$159,900 (-) Land $31,800 Building $128,100
2024	$2,642.00 (-0.19%) Homeowner's exemption	$55,970 (-) Land $11,130 Building $44,840
2023	$2,647.00 Homeowner's exemption	$55,970 Land $11,130 Building $44,840	$159,900 Land $31,800 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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