232 W Sheridan St, Ely, MN 55731 Property Records

St. Louis County property record for 232 W Sheridan St, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,032 sqft · built 1895
Lot Size0.215 acres (9,373 sqft)
OwnerIndividual Name on File
Last Sale$194,000 (Oct 2025)
Tax Bill$1,030 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-0260-00420

Property Details

APN / Parcel Number

Primary APN030-0260-00420
Alternative APNs
  • 1189382
  • 987745

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,032 sqft Gross Area
1st Floor Area648 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,373 sqft (0.215 acres)
Garage Area572 sqft
Deck Area35 sqft
Storage Building56 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number1189382
Street Address232 W SHERIDAN ST
CityELY
StateMN
Zip55731-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 8 AND 9 SERIAL #
Legal SubdivisionSEMERS ADD TO ELY
Legal Block3
Legal Lot Number7-8
JurisdictionST LOUIS MN
Township / Civil DivisionELY
Census Block Group2
Census Block2008
Census Tract15300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1503 BEAR HEAD STATE PARK RD, ELY, MN 55731-8012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleApr 24, 2015 · Amount on File
Deed Document Number20251520217
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 14, 2025
Property Address232 W SHERIDAN ST, ELY, MN 55731-1125
Document Number0001520217
Instrument DateOct 6, 2025
Instrument1520217
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyNORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 BEAR HEAD STATE PARK RD, ELY, MN 55731-8012

Mortgage

Document Number0001520218
DateOct 14, 2025
Instrument1520218
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,030.00 (+14.96%) Homeowner's exemption
2025$896.00 (-16.1%) Homeowner's exemption$125,900 (+7.15%) Land $35,400 Building $90,500$125,900 (+7.15%) Land $35,400 Building $90,500
2024$1,068.00$117,500 (+14.3%) Land $33,800 Building $83,700$117,500 (+14.3%) Land $33,800 Building $83,700
2022$102,800 Land $30,900 Building $71,900$102,800 Land $30,900 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEly
serves 3,258 people · EPA ID MN1690014
Water SourceSurface water
Last State InspectionMar 2026
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Midco
Fiber
5,000 / 5,000
Treehouse Broadband
Fixed Wireless
1,000 / 1,000

May also be available: AT&T, CTC.

Nearby Properties on W Sheridan St

Nearby Streets

Search Property Records by Address or Parcel Number