232 W Sandra Ter, Phoenix, AZ 85023 Property Records

Maricopa County property record for 232 W Sandra Ter, Phoenix, AZ 85023

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,293 sqft · built 2018
Lot Size0.118 acres (5,175 sqft)
OwnerIndividual Name on Record
Last Sale$485,746 (Aug 2018)
Tax Bill$4,200 (2025)
Deeds & MortgagesJul 2026 Transfer
Aug 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN208-17-722

Property Details

APN / Parcel Number

Primary APN208-17-722

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,293 sqft Living Area
1st Floor Area1,480 sqft
2nd Floor Area1,813 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,175 sqft (0.118 acres)
Parking Spaces3 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address232 W SANDRA TER
CityPHOENIX
StateAZ
Zip85023-7508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-6
Legal DescriptionLOOKOUT MOUNTAIN MCR 1264-41
Legal Range03E
Legal Township03N
Legal Section05
Legal SubdivisionLOOKOUT MOUNTAIN
Legal Lot Number48
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3008
Census Tract103604

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 7, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Oct 17, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 15, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
TAYLOR MORRISON HOME FUNDING
Aug 15, 2018Quit Claim Deed, Transfer
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number20180619770
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateJul 23, 2026
Property Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
Document Number0000438541
Instrument DateJul 18, 2026
Instrument2026438541
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address232 W SANDRA TER, PHOENIX, AZ 85023-7508

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySONORAN DESERT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000762735
DateAug 19, 2020
Instrument20200762735
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
Document Number0000404371
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyGREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address232 W SANDRA TER PHOENIX AZ 850237508, PHOENIX, AZ 85023-7508

Mortgage

Document Number0000404371
DateMay 12, 2020
Instrument404371
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMay 11, 2040

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
Document Number0000840901
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address232 W SANDRA TER PHOENIX AZ 850237508, PHOENIX, AZ 85023-7508

Mortgage

Document Number0000840901
DateOct 22, 2019
Instrument840901
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

August 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateAug 15, 2018
Property Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
Document Number0000619770
Instrument DateAug 15, 2018
Instrument619770
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 29, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$486.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address232 W SANDRA TER PHOENIX AZ 850237508, PHOENIX, AZ 85023-7508

Mortgage

Document Number619772
DateAug 15, 2018
Instrument619772
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateAug 15, 2018
Property Address232 W SANDRA TER, PHOENIX, AZ 85023-7508
Document Number0000619771
Instrument DateAug 15, 2018
Instrument619771
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address232 W SANDRA TER PHOENIX AZ 850237508, PHOENIX, AZ 85023-7508

Mortgage

Document Number619772
DateAug 15, 2018
Instrument619772
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Secondary School DistrictGlendale Union High School District (09 - 12)
Elementary School DistrictWashington Elementary District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,810 (-9.01%)$618,100 (-9.01%) Land $123,600 Building $494,500
2025$4,200.00 (+6.11%)
2024$67,930$679,300 Land $135,800 Building $543,500
2023$3,958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: T-Mobile.

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