Bay County property record for 232 W Russell Rd, Munger, MI 48747
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,184 sqft · built 1971 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,697 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-008-400-040-00 |
| Primary APN | 090-008-400-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,184 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Basement Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 125,453 sqft (2.88 acres) |
| Lot Dimensions | 467 ft deep x 217 ft wide |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 232 W RUSSELL RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 250 FT OF S 500 FT OF SW 1/4 OF SE 1/4. SEC.8, T13N,R6E |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 285300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 W RUSSELL RD, MUNGER, MI 48747-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1979 |
| Deed Sale | Sep 10, 1979 |
| Deed Book / Page | 874 / 633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 232 W RUSSELL RD, MUNGER, MI 48747-9725 |
| Document Number | 0000004030 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 232 W RUSSELL RD MUNGER MI 487479725, MUNGER, MI 48747-9725 |
| Document Number | 0000004030 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 4030 |
| Name | CATHOLIC FCU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 5, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,697.00 (+29.29%) Homeowner's exemption | $197,750 (+42.16%) | $395,500 (+42.16%) |
| 2023 | $139,100 | $278,200 | |
| 2022 | $3,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Air Advantage Fixed Wireless | 10 / 1 |
| TDS Telecom DSL | 10 / 1 |
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