Lawrence County property record for 232 W Michigan St, Spearfish, SD 57783
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 969 sqft · built 2007 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,105 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32570-03600-070-10 |
| Primary APN | 32570-03600-070-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 969 sqft Living Area |
| 1st Floor Area | 969 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | R19226 |
|---|---|
| Street Address | 232 W MICHIGAN ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1430 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | RAMSDELL ADDITION LOT 7A BLK 36 PLAT 2007-06322 |
| Legal Subdivision | RAMSDELL ADDITION |
| Legal Block | 36 |
| Legal Lot Number | 7A |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 966200 |
Source: Lawrence County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 W MICHIGAN ST, SPEARFISH, SD 57783-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,130 (+4.65%) Land $36,590 Building $275,540 | ||
| 2025 | $3,105.00 (-1.4%) | $298,250 (+37.99%) Land $33,110 Building $265,140 | |
| 2024 | $3,149.00 (+12.22%) | ||
| 2023 | $258,860 Land $20,910 Building $237,950 | ||
| 2022 | $2,806.00 | $216,140 Land $19,170 Building $196,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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