St. Louis County property record for 232 W Kent Rd, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1924 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jun 2025) |
| Tax Bill | $3,392 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1380-01120 |
| Primary APN | 010-1380-01120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,180 sqft Gross Area |
| 1st Floor Area | 604 sqft |
| Basement Area | 302 sqft |
| Finished Basement | 302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 28 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1183175 |
|---|---|
| Street Address | 232 W KENT RD |
| City | DULUTH |
| State | MN |
| Zip | 55812-1153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:011 SERIAL # |
| Legal Subdivision | EAST LAWN DIV OF DULUTH |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 15700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 232 W KENT RD, DULUTH, MN 55812-1153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST |
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 13, 2018 | Warranty Deed, Transfer · Line of Credit BORDER STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2023 · Amount on Record |
| Deed Document Number | 20251090784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 4, 2025 |
| Property Address | 232 W KENT RD, DULUTH, MN 55812-1153 |
| Document Number | 0001090784 |
| Instrument Date | May 29, 2025 |
| Instrument | 1090784 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 W KENT RD, DULUTH, MN 55812-1153 |
| Document Number | 0001090785 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 1090785 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 24, 2023 |
| Property Address | 232 W KENT RD, DULUTH, MN 55812-1153 |
| Document Number | 0001066952 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 1066952 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 W KENT RD, DULUTH, MN 55812-1153 |
| Document Number | 0001066953 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 1066953 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 13, 2018 |
| Property Address | 232 W KENT RD, DULUTH, MN 55812-1153 |
| Document Number | 0001004918 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 1004918 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | NORTH SHORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 MAIN AVENUE, ROSEAU, MN 56751 |
| Document Number | 0001004919 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 1004919 |
| Name | BORDER STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 9, 2023 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,392.00 (-5.2%) Homeowner's exemption | ||
| 2025 | $3,578.00 (+7.77%) | $272,500 (+4.77%) Land $31,000 Building $241,500 | $272,500 (+4.77%) Land $31,000 Building $241,500 |
| 2024 | $3,320.00 | $260,100 (+13.98%) Land $43,400 Building $216,700 | $260,100 (+13.98%) Land $43,400 Building $216,700 |
| 2022 | $228,200 Land $41,100 Building $187,100 | $228,200 Land $41,100 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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