232 W Chowan St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 232 W Chowan St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,224 sqft · built 1982
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Tax Bill	$2,435 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988513021598`

Property Details

APN / Parcel Number

Primary APN	`988513021598`
Alternative APNs	`98851321598` `000534000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,224 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988513021598
Street Address	232 W CHOWAN ST
City	KILL DEVIL HILLS
State	NC
Zip	27948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 35-37 BLK: 33 SEC: PL: 1 SL: 188
Legal Subdivision	VIRGINIA DARE SHORES
Legal Block	33
Legal Lot Number	35-37
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2024
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	250 VESEY ST, 15, NEW YORK, NY 10281-1065
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage EMIGRANT REALTY FINANCE LLC
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit OREI SANDERLING LLC
Jun 30, 2021	Deed of Trust, Mortgage TILDEN PARK INVESTMENT MASTER FUND LP
Oct 27, 2022	Deed of Trust, Mortgage · Unknown CITI REAL ESTATE FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 27, 2022
Transfer Doc	0700123942
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	232 W CHOWAN ST, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002210/158
Date	Dec 13, 2017
Book Page	2210/158
Instrument	700046994

Lender

Name	EMIGRANT REALTY FINANCE LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10017

Agreement

Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	232 W CHOWAN ST, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002429/341
Date	Oct 30, 2020
Book Page	2429/341
Instrument	700086529

Lender

Name	OREI SANDERLING LLC
Type	Non-Lending Institution
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	232 W CHOWAN ST, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002522/21
Date	Jun 30, 2021
Book Page	2522/21
Instrument	700101790

Lender

Name	TILDEN PARK INVESTMENT MASTER FUND LP
Type	Non-Lending Institution
Address	NEW YORK, NY 10018

Agreement

Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	232 W CHOWAN ST, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002650/933
Date	Oct 27, 2022
Book Page	2650/933
Instrument	700123943

Lender

Name	CITI REAL ESTATE FUNDING INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10013

Agreement

Type	Unknown
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,435.00	$439,700 (-) Land $228,800 Building $210,900	$439,700 (-) Land $228,800 Building $210,900
2025	$2,435.00 (+31.13%)	$439,700 (+79.27%) Land $228,800 Building $210,900
2023	$1,857.00	$245,272 Land $90,000 Building $155,272
2020			$439,700 Land $228,800 Building $210,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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