232 W 3rd St, Peru, IN 46970 Property Records

Miami County property record for 232 W 3rd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1930
Lot Size	0.064 acres (2,816 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-50215-00`

Property Details

APN / Parcel Number

Primary APN	`021-50215-00`
Alternative APNs	`52-08-28-415-025.000-016` `01015937323`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1972
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,816 sqft (0.064 acres)
Lot Dimensions	112 ft deep x 25 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01015937323
Street Address	232 W 3RD ST
City	PERU
State	IN
Zip	46970-2052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-50215-00 E SD HOODS ADD LOT 13 42 152 15000
Legal Subdivision	HOODS ADD
Legal Lot Number	13
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2012
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 W 3RD ST, PERU, IN 46970-2052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 8, 2022	Intrafamily Transfer, Transfer
Mar 8, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 24, 2022
Transfer Doc	20220521189
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	232 W 3RD ST, PERU, IN 46970-2052
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220524066
Date	Sep 12, 2022
Instrument	20220524066

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Mar 8, 2022
Property Address	232 W 3RD ST, PERU, IN 46970-2052
Document Number	20220521189
Instrument Date	Feb 24, 2022
Instrument	20220521189
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W 3RD ST, PERU, IN 46970-2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Mar 8, 2022
Property Address	232 W 3RD ST, PERU, IN 46970-2052
Document Number	20220521188
Instrument Date	Feb 24, 2022
Instrument	20220521188
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W 3RD ST, PERU, IN 46970-2052

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,580.00 (+16.74%)	$127,500 (+23.19%) Land $2,900 Building $124,600	$127,500 (+23.19%) Land $2,900 Building $124,600
2024	$2,210.00 (+6.56%)
2023	$2,074.00 (+273.69%)	$103,500 Land $2,900 Building $100,600	$103,500 Land $2,900 Building $100,600
2022	$555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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