232 W 370 N, Payson, UT 84651 Property Records

Utah County property record for 232 W 370 N, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 2004
Lot Size	0.217 acres (9,451 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`55-582-0002`

Property Details

APN / Parcel Number

Primary APN	`55-582-0002`
Alternative APN	`222591`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	1,528 sqft
Basement Area	1,044 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,451 sqft (0.217 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	631 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	222591
Street Address	232 W 370 N
City	PAYSON
State	UT
Zip	84651-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT A, WILLOW GROVE SUB AREA 0.217 AC.
Legal Subdivision	GROVE SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2010
Census Tract	3401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

232 W 370 N is owned and occupied by two individuals who acquired it in October 2021.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 W 370 N, PAYSON, UT 84651-4001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Feb 20, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY SVC FCU
Apr 1, 2020	Loan Modification, Mortgage SECURITY SVC FCU
Dec 9, 2019	Deed of Trust, Mortgage SECURITY SVC FCU
Aug 31, 2017	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	2021181503
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	0000035557
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	UTAH FIRST TITLE INSURANCE AGENCY, UTAH FIRST TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W 370 N, PAYSON, UT 84651-4001

Mortgage

Document Number	0000044685
Date	Jul 11, 2023
Instrument	44685:2023

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	SECURE TITLE BRIGHAM CITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067624
Date	Jul 19, 2018
Instrument	067624:2018

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	AMERICAN SECURE TITLE BRIGHAM, AMERICAN SECURE TTL BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181305
Date	Oct 26, 2021
Instrument	181305:2021

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Document Number	0000035602
Instrument Date	Feb 20, 2021
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 W 370 N PAYSON UT 846514001, PAYSON, UT 84651-4001

Mortgage

Document Number	0000035602
Date	Feb 25, 2021
Instrument	35602

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Document Number	0000061787
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 W 370 N PAYSON UT 846514001, PAYSON, UT 84651-4001

Mortgage

Document Number	0000061787
Date	May 8, 2020
Instrument	61787

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Document Number	0000132907
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 W 370 N PAYSON UT 846514001, PAYSON, UT 84651-4001

Mortgage

Document Number	0000132907
Date	Dec 16, 2019
Instrument	132907

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2017
Property Address	232 W 370 N, PAYSON, UT 84651-4001
Document Number	0000085279
Instrument Date	Aug 29, 2017
Instrument	085279:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	AMERICAN SECURE TITLE BRIGHA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 W 370 N, PAYSON, UT 84651-4001

Mortgage

Document Number	0000084376
Date	Aug 31, 2017
Instrument	084376:2017

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 232 W 370 N was $2,203, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,950 (-44.14%)	$409,000 (+1.56%) Land $129,100 Building $279,900
2025	$2,203.00 (+0.05%)	$402,700 Land $123,000 Building $279,700	$402,700 Land $123,000 Building $279,700
2024	$2,202.00 (+1.19%)
2023	$2,176.00 (+5.58%)	$222,145	$403,900 Land $106,000 Building $297,900
2022	$2,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 W 370 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 W 370 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless · Fiber in parts of the area	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, T-Mobile.

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