232 W 2nd St, Ogden, UT 84404 Property Records

Weber County property record for 232 W 2nd St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,323 sqft · built 1963
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$299,052 (Feb 2022)
Tax Bill	$2,779 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-075-0052`

Property Details

APN / Parcel Number

Primary APN	`12-075-0052`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft
Unfinished Basement	1,323 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	232 W 2ND ST
City	OGDEN
State	UT
Zip	84404-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE NORTHWEST QUARTER OF SECTION 17, TOWNSHIP 6 NORTH, RANGE 1 WEST, SALT LAKE MERIDIAN, U.S. SURVEY: BEGINNING AT A
Legal Range	01W
Legal Township	06N
Legal Section	17
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	2
Census Block	2019
Census Tract	200301

Owner

232 W 2nd St is owned and occupied by two individuals who bought it in February 2022.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 W 2ND ST, OGDEN, UT 84404-4204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Nov 27, 2023	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 16, 2022	Deed of Trust, Mortgage OGDEN CITY
Feb 1, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	May 19, 2020 · Amount on File
Deed Document Number	20223214973
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	0003214973
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Recording Date	Jul 6, 2026
Property Address	232 W 2ND ST, OGDEN, UT 84404-4204
Document Number	0003424244
Instrument Date	Jun 24, 2026
Instrument	20263424244
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	232 W 2ND ST, OGDEN, UT 84404-4204

Mortgage

Document Number	0003424244,
Date	Jul 6, 2026
Instrument	20263424244

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	232 W 2ND ST, OGDEN, UT 84404-4204
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003306357
Date	Nov 27, 2023
Instrument	3306357

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount on Record
Term	64 Months
Due	Feb 28, 2029

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	232 W 2ND ST, OGDEN, UT 84404-4204
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W 2ND ST, OGDEN, UT 84404-4204

Mortgage

Document Number	0003267274
Date	Dec 16, 2022
Instrument	3267274

Lender

Name	OGDEN CITY
Type	Government Agency
Address	OGDEN, UT 84401

Agreement

Amount	Amount on Record

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Feb 1, 2022
Property Address	232 W 2ND ST, OGDEN, UT 84404-4204
Document Number	0003214973
Instrument Date	Feb 1, 2022
Instrument	3214973
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	STEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 W 2ND ST, OGDEN, UT 84404-4204

Mortgage

Document Number	0003214974
Date	Feb 1, 2022
Instrument	3214974

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	May 19, 2020
Property Address	232 W 2ND ST, OGDEN, UT 84404-4204
Document Number	0003055426
Instrument Date	May 15, 2020
Instrument	3055426
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	STEWART TITLE NS AGENCY OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W 2ND ST, OGDEN, UT 84404-4204

Mortgage

Document Number	0003055427
Date	May 19, 2020
Instrument	3055427

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 232 W 2nd St was $2,779, down 4.9% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,779.00 (-4.93%)	$421,387 (-1.67%) Land $116,047 Building $305,340	$421,387 (-1.67%) Land $116,047 Building $305,340
2025	$2,923.00	$428,564 Land $116,047 Building $312,517	$428,564 Land $116,047 Building $312,517
2023	$2,809.00	$223,851 Land $55,394 Building $168,457	$407,001 Land $100,716 Building $306,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All West, CenturyLink.

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