232 Veranda Dr, Madison, AL 35758 Property Records

Madison County property record for 232 Veranda Dr, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,280 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$331,000 (Jul 2005)
Tax Bill$6,368 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-02-03-2-001-034.000

Property Details

APN / Parcel Number

Primary APN16-02-03-2-001-034.000
Alternative APN
  • 242253

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,280 sqft Living Area
1st Floor Area3,280 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number242253
Street Address232 VERANDA DR
CityMADISON
StateAL
Zip35758-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 227 CLIFTS COVE 8TH ADD A RESUB OF TRACT #3E & A PORTION OF TRACT #3D OF CLIFTS COVE TRACT 3 A RESUB OF TRACT #3 OF CLIFT
Legal Range02W
Legal Township04S
Legal Section03
Legal SubdivisionCLIFTS COVE 8TH ADD
Legal Tract3E
Legal Lot Number227
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2018
Census Tract11012

Owner

Source: Madison County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address232 VERANDA DR, MADISON, AL 35758-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2005 · Amount on Record
Deed SaleJul 18, 2005 · Amount on Record
Deed Document Number20050718000463860
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address232 VERANDA DR, MADISON, AL 35758-3005
Document Number0000090332
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address232 VERANDA DR MADISON AL 357583005, MADISON, AL 35758-3005

Mortgage

Document Number0000090332
DateNov 10, 2020
Instrument90332
Lender
NamePENTAGON FCU
TypeCredit Union
AddressTYSONS, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 9, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,368.00 (+2.83%) Homeowner's exemption$92,180 (+2.81%) Land $11,200 Building $80,980$921,700 (+2.8%) Land $112,000 Building $809,700
2023$6,193.00 (+9.49%) Homeowner's exemption$89,660 (+9.42%) Land $9,600 Building $80,060$896,600 (+9.42%) Land $96,000 Building $800,600
2022$5,656.00 Homeowner's exemption$81,940 Land $8,000 Building $73,940$819,400 Land $80,000 Building $739,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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