232 Vella E Ln, Columbia, IL 62236 Property Records

Monroe County property record for 232 Vella E Ln, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,920 sqft · built 2020
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2019)
Tax Bill	$8,665 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-27-100-009-000`

Property Details

APN / Parcel Number

Primary APN	`04-27-100-009-000`
Alternative APN	`04270000000700 00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	109,336 sqft (2.51 acres)
Garage Area	853 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	232 VELLA E LN
City	COLUMBIA
State	IL
Zip	62236-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART TAX LOT 7E
Legal Range	10W
Legal Township	01S
Legal Section	27
Legal Lot Number	7E
Jurisdiction	MONROE IL
Township / Civil Division	21
Census Block Group	1
Census Block	1046
Census Tract	600102

Owner

232 Vella E Ln is owned and occupied by an individual who bought it in November 2019.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Nov 25, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/WATERLOO
Nov 8, 2019	Grant Deed, Transfer COLUMBIA TITLE
Aug 29, 2019	Quit Claim Deed, Transfer COLUMBIA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on File
Deed Sale	Nov 8, 2019 · Amount on File
Deed Document Number	2019404666
Prior Transfer Date	Aug 20, 2019
Prior Transfer Doc	0000403263
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000440820
Date	Jan 8, 2026
Instrument	440820

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407955
Date	May 15, 2020
Instrument	407955

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412329
Date	Nov 10, 2020
Instrument	412329

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Nov 25, 2019
Property Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Instrument Date	Nov 19, 2019
Instrument	404898
Transaction Type	Construction Loan
Record Updated	Dec 13, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 VELLA E LN CUTLER IL 62238, CUTLER, IL 62238

Mortgage

Document Number	0000404898
Date	Nov 25, 2019
Instrument	404898

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	COLUMBIA, IL 62236

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Nov 8, 2019
Property Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Document Number	0000404666
Instrument Date	Nov 5, 2019
Instrument	404666
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 VELLA E LN COLUMBIA IL 62236, COLUMBIA, IL 62236

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Aug 29, 2019
Property Address	232 VELLA E LN, COLUMBIA, IL 62236-4502
Document Number	0000403264
Instrument Date	Aug 19, 2019
Instrument	403264
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	214 VELLA E LN COLUMBIA IL 622364502, COLUMBIA, IL 62236-4502

Tax Assessment & Valuation

The 2025 property tax bill for 232 Vella E Ln was $8,665, up 12% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,665.00 (+11.99%) Homeowner's exemption	$162,280 (+9.78%) Land $10,710 Building $151,570	$486,840 (+9.78%) Land $32,130 Building $454,710
2024	$7,737.00	$147,822 Land $11,311 Building $136,511	$443,466 Land $33,933 Building $409,533
2022	Additional exemption filed	$127,130 Land $10,710 Building $116,420	$381,390 Land $32,130 Building $349,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Vella E Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	46 (1993–2019)
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 3 claims Severe Storms & Flooding, Sep 1993 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Vella E Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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