232 Upper Cross Rd, Lebanon, ME 04027 Property Records

York County and Lebanon Town property record for 232 Upper Cross Rd, Lebanon, ME 04027

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,242 sqft
Lot Size	14.5 acres (634,669 sqft)
Owner	2 Individual Names on File
Last Sale	$462,500 (Aug 2017)
Tax Bill	$8,337 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LBNN M:R07 L:031-A`

Property Details

APN / Parcel Number

Primary APN	`LBNN M:R07 L:031-A`
Alternative APNs	`M:R07 L:031=A` `1439`

Interior

Full Baths	1 Bath
Building Area	3,242 sqft Living Area

Exterior

Architectural Style	Colonial
Lot Area	634,669 sqft (14.5 acres)

Location & Zoning

Account Number	1439
Street Address	232 UPPER CROSS RD
City	LEBANON
State	ME
Zip	04027-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	31-A
Jurisdiction	LEBANON ME
Township / Civil Division	LEBANON
Census Block Group	3
Census Block	3049
Census Tract	31000

Owner

232 Upper Cross Rd is owned and occupied by two individuals who bought it in August 2017.

Source: York County and Lebanon Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 UPPER CROSS RD, LEBANON, ME 04027-3322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage PARTNERS BK/NEW ENGLAND
Aug 8, 2017	Warranty Deed, Transfer SANFORD INSTIT SGVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Deed Document Number	201731884
Deed Book / Page	17532 / 929
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON ME
Property Address	232 UPPER CROSS RD, LEBANON, ME 04027-3322
Document Number	0182900375
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 UPPER CROSS RD LEBANON ME 040273322, LEBANON, ME 04027-3322

Mortgage

Document Number	0182900375
Date	Jun 30, 2020
Book Page	018290/000375
Instrument	28387

Lender

Name	PARTNERS BK/NEW ENGLAND
Address	SANFORD, ME 04073

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEBANON ME
Recording Date	Aug 8, 2017
Property Address	232 UPPER CROSS RD, LEBANON, ME 04027-3322
Document Number	0175320929
Book / Page	17532 / 0929
Instrument	2017031884
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017031885
Date	Aug 8, 2017
Instrument	2017031885

Lender

Name	SANFORD INSTIT SGVS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 232 Upper Cross Rd was $8,337, up 2.6% from the year before.

Source: York County and Lebanon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Lebanon Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,337.00 (+2.63%)	$855,055 (-) Land $130,070 Building $724,985
2024	$8,123.00 (+3.25%)	$855,055 (-) Land $130,070 Building $724,985
2023	$7,867.00 (+150.54%)	$855,055 (+317.98%) Land $130,070 Building $724,985
2022	$3,140.00	$204,570 Land $47,570 Building $157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Upper Cross Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Upper Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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