232 Tucker St, Erwin, TN 37650 Property Records

Unicoi County property record for 232 Tucker St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1920
Lot Size	56 acres (2,439,360 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Jan 2022)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`023N-A-009.00`

Property Details

APN / Parcel Number

Primary APN	`023N-A-009.00`
Alternative APNs	`086023N A 00900` `000011995`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,488 sqft
Basement Area	360 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,439,360 sqft (56 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Porch	Patio
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 TUCKER ST
City	ERWIN
State	TN
Zip	37650-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PB C PG 323 69X120 IRR
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3030
Census Tract	80400

Owner

232 Tucker St is owned and occupied by two individuals who bought it in January 2022.

Source: Unicoi County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 TUCKER ST, ERWIN, TN 37650-1242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 7, 2021	Quit Claim Deed, Transfer DEBBIE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Feb 2, 2006
Deed Document Number	2022172
Deed Book / Page	455 / 442
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	0000353878
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 20, 2022
Property Address	232 TUCKER ST, ERWIN, TN 37650-1242
Document Number	0000455442
Book / Page	455 / 442
Instrument Date	Jan 19, 2022
Instrument	22000172
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	NOT AVAILABLE, RELIABLE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TUCKER ST, ERWIN, TN 37650-1242

Mortgage

Document Number	0022000173
Date	Jan 20, 2022
Instrument	22000173

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 7, 2021
Property Address	232 TUCKER ST, ERWIN, TN 37650-1242
Document Number	0000453725
Book / Page	453 / 725
Instrument Date	Nov 29, 2021
Instrument	21002700
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	DEBBIE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$39,025 Land $4,000 Building $35,025	$156,100 Land $16,000 Building $140,100
2023	$39,025 (-) Land $4,000 Building $35,025
2022	$39,025 Land $4,000 Building $35,025	$156,100 Land $16,000 Building $140,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Tucker St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Tucker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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