232 Towbridge Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 232 Towbridge Rd, Georgetown, SC 29440

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 3.5 ba · 3,344 sqft · built 1987
Lot Size	6.71 acres (292,288 sqft)
Owner	2 Individuals on Record
Last Sale	$595,000 (Dec 2021)
Tax Bill	$268 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`0201400001.02.00`

Property Details

APN / Parcel Number

Primary APN	`0201400001.02.00`
Alternative APNs	`02-0140-001-02-00` `32859`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,344 sqft Total Area
Gross Area	4,242 sqft
1st Floor Area	3,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	292,288 sqft (6.71 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	334 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	32859
Street Address	232 TOWBRIDGE RD
City	GEORGETOWN
State	SC
Zip	29440-6496
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	EAST OF US 701
Legal Subdivision	RAY AND KNOWN RAY SUBDIVISION
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1005
Census Tract	920301

Owner

Source: Georgetown County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	232 TOWBRIDGE RD, GEORGETOWN, SC 29440-6496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 14, 2021	Deed of Distribution, Transfer
Dec 14, 2021	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Dec 5, 2005 · Amount on Record
Deed Document Number	202118192
Deed Book / Page	4264 / 357
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	232 TOWBRIDGE RD, GEORGETOWN, SC 29440-6496
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03676/0215
Date	Jan 7, 2020
Book Page	3676/215
Instrument	202000000180

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 14, 2021
Property Address	232 TOWBRIDGE RD, GEORGETOWN, SC 29440-6496
Document Number	04264/0355
Book / Page	4264 / 355
Map Reference	MB 6 PG 411
Instrument Date	Dec 14, 2021
Instrument	202100018191
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TOWBRIDGE RD, GEORGETOWN, SC 29440-6496

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 14, 2021
Property Address	232 TOWBRIDGE RD, GEORGETOWN, SC 29440-6496
Document Number	04264/0357
Book / Page	4264 / 357
Map Reference	MB 6 PG 112
Instrument Date	Dec 1, 2021
Instrument	202100018192
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 TOWBRIDGE RD, GEORGETOWN, SC 29440-6496

Mortgage

Document Number	202100018193
Date	Dec 14, 2021
Instrument	202100018193

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$268.00 (-92.57%) Veteran's exemption	$1,060 (-95.55%) Land $1,060	$668,500 (+13.56%) Land $150,000 Building $518,500
2023	$3,609.00 (-55.47%)	$23,830 (-25.09%) Land $4,870 Building $18,960	$588,700 (+11.05%) Land $114,500 Building $474,200
2022	$8,104.00	$31,810 Land $6,870 Building $24,940	$530,100 Land $114,500 Building $415,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	38 (1981–2025)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Oct 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 95% of South Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WEDGEFIELD PLANTATION (2220006) serves 1,132 people · EPA ID SC2220006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 35
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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