Brevard County property record for 232 Tipton Rd SW, Palm Bay, FL 32908
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 1985 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Apr 2020 Loan Modification Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-36-01-25-1057-36 |
| Primary APN | 29-36-01-25-1057-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 1,637 sqft |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 198 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2900171 |
|---|---|
| Street Address | 232 TIPTON RD SW |
| City | PALM BAY |
| State | FL |
| Zip | 32908-3452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 19 LOT 36 BLK 1057 |
| Legal Range | 36E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | PORT MALABAR UNIT 19 |
| Legal Block | 1057 |
| Legal Lot Number | 36 |
| Legal Unit | 19 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 71347 |
232 Tipton Rd SW is owned and occupied by an individual who acquired it in May 2016.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 TIPTON RD SW, PALM BAY, FL 32908-3452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2020 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Nov 7, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2016 |
| Deed Sale | May 25, 2016 |
| Prior Sale | Feb 4, 2016 · Amount on File |
| Deed Document Number | 2016100626 |
| Deed Book / Page | 7624 / 963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 232 TIPTON RD SW, PALM BAY, FL 32908-3452 |
| Document Number | 0087461031 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 TIPTON RD SW PALM BAY FL 329083452, PALM BAY, FL 32908-3452 |
| Document Number | 0087461031 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 008746/001031 |
| Instrument | 108653 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 232 TIPTON RD SW, PALM BAY, FL 32908-3452 |
| Document Number | 0087351805 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 TIPTON RD SW PALM BAY FL 329083452, PALM BAY, FL 32908-3452 |
| Document Number | 0087351805 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 008735/001805 |
| Instrument | 99944 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 232 TIPTON RD SW, PALM BAY, FL 32908-3452 |
| Document Number | 0080370585 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 232 TIPTON RD SW PALM BAY FL 329083452, PALM BAY, FL 32908-3452 |
| Document Number | 0080370585 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 008037/000585 |
| Instrument | 247729 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2047 |
The 2025 property tax bill for 232 Tipton Rd SW was $1,494 with a homeowner's exemption, up 3.1% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,240 (+2.7%) | $160,780 (+8.7%) | |
| 2025 | $1,494.00 (+3.11%) Homeowner's exemption | $119,030 | $147,910 |
| 2024 | $1,449.00 (+3.28%) | ||
| 2023 | $1,403.00 (+5.81%) Homeowner's exemption | $112,320 (+3%) | $179,720 (+9.63%) Land $22,000 Building $157,720 |
| 2022 | $1,326.00 Homeowner's exemption | $109,050 | $163,930 Land $19,000 Building $144,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Tipton Rd SW in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Tipton Rd SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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