232 Tipton Rd SW, Palm Bay, FL 32908 Property Records

Brevard County property record for 232 Tipton Rd SW, Palm Bay, FL 32908

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 1985
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$1,494 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN29-36-01-25-1057-36

Property Details

APN / Parcel Number

Primary APN29-36-01-25-1057-36
Alternative APNs
  • 29-36-01-25-01057.0-0036.00
  • 2900171

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Living Area
Gross Area1,637 sqft
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area299 sqft
PorchFinished/Open Porch
Porch Area198 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2900171
Street Address232 TIPTON RD SW
CityPALM BAY
StateFL
Zip32908-3452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 19 LOT 36 BLK 1057
Legal Range36E
Legal Township29S
Legal Section01
Legal SubdivisionPORT MALABAR UNIT 19
Legal Block1057
Legal Lot Number36
Legal Unit19
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group3
Census Block3019
Census Tract71347

Owner

232 Tipton Rd SW is owned and occupied by an individual who acquired it in May 2016.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address232 TIPTON RD SW, PALM BAY, FL 32908-3452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Nov 7, 2017Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2016
Deed SaleMay 25, 2016
Prior SaleFeb 4, 2016 · Amount on File
Deed Document Number2016100626
Deed Book / Page7624 / 963
Record UpdatedSep 20, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address232 TIPTON RD SW, PALM BAY, FL 32908-3452
Document Number0087461031
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 TIPTON RD SW PALM BAY FL 329083452, PALM BAY, FL 32908-3452

Mortgage

Document Number0087461031
DateMay 20, 2020
Book Page008746/001031
Instrument108653
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 19, 2050
Interest
Rate3.5%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address232 TIPTON RD SW, PALM BAY, FL 32908-3452
Document Number0087351805
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 TIPTON RD SW PALM BAY FL 329083452, PALM BAY, FL 32908-3452

Mortgage

Document Number0087351805
DateMay 6, 2020
Book Page008735/001805
Instrument99944
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 5, 2050

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address232 TIPTON RD SW, PALM BAY, FL 32908-3452
Document Number0080370585
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 TIPTON RD SW PALM BAY FL 329083452, PALM BAY, FL 32908-3452

Mortgage

Document Number0080370585
DateNov 30, 2017
Book Page008037/000585
Instrument247729
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 232 Tipton Rd SW was $1,494 with a homeowner's exemption, up 3.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,240 (+2.7%)$160,780 (+8.7%)
2025$1,494.00 (+3.11%) Homeowner's exemption$119,030$147,910
2024$1,449.00 (+3.28%)
2023$1,403.00 (+5.81%) Homeowner's exemption$112,320 (+3%)$179,720 (+9.63%) Land $22,000 Building $157,720
2022$1,326.00 Homeowner's exemption$109,050$163,930 Land $19,000 Building $144,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Tipton Rd SW in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Tipton Rd SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Tipton Rd SW

Nearby Streets

Search Property Records by Address or Parcel Number