Calvert County property record for 232 Thunderbird Dr, Lusby, MD 20657 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,164 sqft · built 1992 |
| Lot Size | 0.435 acres (18,986 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jan 2026) |
| Tax Bill | $3,450 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-206184 |
| Primary APN | 01-206184 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,164 sqft Total Area |
| Basement Area | 928 sqft |
| Finished Basement | 928 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,986 sqft (0.435 acres) |
| Garage Type | Basement |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 206184 |
|---|---|
| Street Address | 232 THUNDERBIRD DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 SEC 2G CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-206184
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 08, 2026 | Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Feb 09, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 21, 2021 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2026 · Amount on Record |
| Deed Sale | Jan 08, 2026 · Amount on Record |
| Prior Sale | Oct 21, 2021 · Amount on Record |
| Deed Book / Page | 6840 / 43 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0062150470 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 08, 2026 |
| Property Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Document Number | 0068400043 |
| Book / Page | 6840 / 43 |
| Map Reference | LB JLB 1 FO 60 |
| Instrument Date | Dec 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Document Number | 0000684052 |
|---|---|
| Date | Jan 08, 2026 |
| Instrument | 6840/52 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 09, 2022 |
| Property Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Document Number | 0062150470 |
| Book / Page | 6215 / 470 |
| Map Reference | LB JLB 1 FO 60 |
| Instrument Date | Jan 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 21, 2021 |
| Property Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Document Number | 0061180411 |
| Book / Page | 6118 / 411 |
| Map Reference | LB JLB 1 FO 60 |
| Instrument Date | Oct 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $687.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 232 THUNDERBIRD DR, LUSBY, MD 20657-2572 |
| Document Number | 6118419 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 6118/419 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,450.00 (+5%) | $279,200 (+26.11%) | $308,100 (+39.16%) Land $55,200 Building $252,900 |
| 2023 | $2,300.00 | $221,400 Land $55,200 Building $166,200 | $221,400 Land $55,200 Building $166,200 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003, rainfall accumulation, Hurricane Isabel |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
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|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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