232 Thomas Rd, Marion, VA 24354 Property Records

Smyth County property record for 232 Thomas Rd, Marion, VA 24354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,303 sqft · built 1996
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2025)
Tax Bill	$1,907 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67D-1-21`

Property Details

APN / Parcel Number

Primary APN	`67D-1-21`
Alternative APN	`116866`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,303 sqft Living Area
Gross Area	5,764 sqft
1st Floor Area	1,572 sqft
Basement Area	1,572 sqft
Unfinished Basement	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Area	644 sqft
Porch	Porch
Porch Area	180 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	116866
Street Address	232 THOMAS RD
City	MARION
State	VA
Zip	24354-6986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S FORK COUNTRY EST LOT 21 67D 1 21
Legal Subdivision	SOUTH PARK COUNTRY
Legal Tract	21
Legal Lot Number	21
Jurisdiction	SMYTH VA
Township / Civil Division	RYE VALLEY
Census Block Group	2
Census Block	2049
Census Tract	30600

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 THOMAS RD, MARION, VA 24354-6986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 28, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANUNITED.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	20252375
Deed Book / Page	1112 / 5902
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	232 THOMAS RD, MARION, VA 24354-6986
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001029/91
Date	Oct 26, 2018
Book Page	1029/91
Instrument	180002561

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	232 THOMAS RD, MARION, VA 24354-6986
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001101/553
Date	Jun 21, 2023
Book Page	1101/553
Instrument	230001316

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

Interest

Rate Type	Fixed Rate

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SMYTH VA
Recording Date	Oct 28, 2025
Property Address	232 THOMAS RD, MARION, VA 24354-6986
Document Number	01112/5902
Book / Page	1112 / 5902
Map Reference	MB 8 PG 117-121
Instrument Date	Oct 27, 2025
Instrument	250002375
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 THOMAS RD, MARION, VA 24354-6986

Mortgage

Document Number	0250002376
Date	Oct 28, 2025
Instrument	250002376

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,907.00 (+16.99%)	$276,400 (-) Land $24,300 Building $252,100	$276,400 (-) Land $24,300 Building $252,100
2025	$1,630.00 (+17.86%)	$276,400 (+47.81%) Land $24,300 Building $252,100	$276,400 (+47.81%) Land $24,300 Building $252,100
2023	$1,383.00	$187,000 Land $21,300 Building $165,700	$187,000 Land $21,300 Building $165,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1981–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS BRIDGE WATER CORP private · serves 3,500 people · EPA ID VA1173770
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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