232 Terrace Dr, Munster, IN 46321 Property Records

Lake County property record for 232 Terrace Dr, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,658 sqft · built 1954
Lot Size	0.231 acres (10,050 sqft)
Owner	Company Name on Record
Tax Bill	$6,476 (2024)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0134-0012`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0134-0012`
Alternative APNs	`45-06-24-180-007.000-027` `182801340012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,658 sqft Living Area
1st Floor Area	1,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,050 sqft (0.231 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 TERRACE DR
City	MUNSTER
State	IN
Zip	46321-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOONS SOUTH VIEW 1ST ADD. ALL LOT 12
Legal Subdivision	SCHOONS SOUTH VIEW 1ST ADD
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3017
Census Tract	40302

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	903 JOLIET ST, 222, DYER, IN 46311-1922
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Nov 20, 2019	Personal Representative Deed, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022
Deed Sale	Dec 16, 2022
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	202241472
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 16, 2022
Property Address	232 TERRACE DR, MUNSTER, IN 46321-2115
Document Number	0000041472
Map Reference	MB 30 PG 1
Instrument Date	Oct 19, 2022
Instrument	2022-041472
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 JOLIET ST # 222, 222, DYER, IN 46311-1922

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 21, 2022
Property Address	232 TERRACE DR, MUNSTER, IN 46321-2115
Document Number	0000038741
Map Reference	MB 30 PG 1
Instrument Date	Sep 19, 2022
Instrument	2022-538741
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TERRACE DR, MUNSTER, IN 46321-2115

Mortgage

Document Number	0000038742
Date	Sep 21, 2022
Instrument	2022-538742

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Nov 20, 2019
Property Address	232 TERRACE DR, MUNSTER, IN 46321-2115
Document Number	0000080213
Map Reference	MB 30 PG 1
Instrument Date	Nov 12, 2019
Instrument	2019 080213
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TERRACE DR, MUNSTER, IN 46321-2115

Mortgage

Document Number	0000080214
Date	Nov 20, 2019
Instrument	2019 080214

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 13, 2017
Property Address	232 TERRACE DR, MUNSTER, IN 46321-2115
Document Number	0000042927
Map Reference	MB30 PG1
Instrument Date	Jul 5, 2017
Instrument	2017 042927
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TERRACE DR, MUNSTER, IN 46321-2115

Mortgage

Document Number	0000042928
Date	Jul 13, 2017
Instrument	2017 042928

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,600 (+14.67%) Land $49,500 Building $235,100	$284,600 (+14.67%) Land $49,500 Building $235,100
2024	$6,476.00 (+150.52%)
2023		$248,200 (+25.86%) Land $54,200 Building $194,000	$248,200 (+25.86%) Land $54,200 Building $194,000
2022	$2,585.00 Homeowner's exemption	$197,200 Land $54,200 Building $143,000	$197,200 Land $54,200 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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