232 Switchyard Ct, Fredericksburg, VA 22405 Property Records

Stafford County property record for 232 Switchyard Ct, Fredericksburg, VA 22405 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,944 sqft · built 2019
Lot Size	0.204 acres (8,895 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Jul 2024)
Tax Bill	$5,026 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46M-6AB-699`

Property Details

APN / Parcel Number

Primary APN	`46M-6AB-699`
Alternative APN	`56669`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
Basement Area	1,384 sqft
Finished Basement	1,321 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Colonial
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,895 sqft (0.204 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	56669
Street Address	232 SWITCHYARD CT
City	FREDERICKSBURG
State	VA
Zip	22405-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 699 SEC 6AB 8895 SQFT RESIDENCE@LEELAND STATION PM170000039
Legal Subdivision	6A6B LEELAND STN
Legal Lot Number	699
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4000
Census Tract	10404

Owner

Source: Stafford County records · APN 46M-6AB-699

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	232 SWITCHYARD CT, FREDERICKSBURG, VA 22405-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION
Dec 24, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jul 29, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2024 · Amount on Record
Deed Sale	Jul 03, 2024 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	240007855
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	232 SWITCHYARD CT, FREDERICKSBURG, VA 22405-1508
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002544
Date	Mar 13, 2023
Instrument	230002544

Lender

Name	JUSTICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	232 SWITCHYARD CT, FREDERICKSBURG, VA 22405-1508
Document Number	200036153
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SWITCHYARD CT FREDERICKSBURG VA 224051508, FREDERICKSBURG, VA 22405-1508

Mortgage

Document Number	200036153
Date	Dec 31, 2020
Instrument	36153

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Fixed Rate

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 29, 2019
Property Address	232 SWITCHYARD CT, FREDERICKSBURG, VA 22405-1508
Document Number	190012386
Instrument Date	Jul 26, 2019
Instrument	12386
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$478.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SWITCHYARD CT FREDERICKSBURG VA 224051508, FREDERICKSBURG, VA 22405-1508

Mortgage

Document Number	190012387
Date	Jul 29, 2019
Instrument	12387

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,026.00 (+14.88%)	$536,600 (+15.9%) Land $135,000 Building $401,600	$536,600 (+15.9%) Land $135,000 Building $401,600
2023	$4,375.00 (+16.67%)	$463,000 Land $135,000 Building $328,000	$463,000 Land $135,000 Building $328,000
2021	$3,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790104044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Cox Communications	Cable	2,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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