232 Sutters Mill Rd, Saint Peters, MO 63376 Property Records

St. Charles County property record for 232 Sutters Mill Rd, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 1978
Lot Size	0.213 acres (9,296 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2021)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Feb 2022 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`267122A073`

Property Details

APN / Parcel Number

Primary APN	`267122A073`
Alternative APN	`2-0108-5164-00-0774.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,482 sqft
Basement Area	832 sqft
Finished Basement	582 sqft
Unfinished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,296 sqft (0.213 acres)
Lot Dimensions	83 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	267122A073
Street Address	232 SUTTERS MILL RD
City	SAINT PETERS
State	MO
Zip	63376-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD4
Legal Description	SPENCER CREEK WEST VLG #7 LOT 774
Legal Subdivision	SPENCER CREEK WEST VLG #7
Legal Lot Number	774
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1019
Census Tract	311203

Owner

232 Sutters Mill Rd is owned and occupied by two individuals who acquired it in February 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 SUTTERS MILL RD, SAINT PETERS, MO 63376-2520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Beneficiary Deed, Transfer
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Mar 18, 2009 · Amount on File
Deed Document Number	202184916
Last Transfer Date	Feb 7, 2022
Transfer Doc	0000007669
Record Updated	Oct 29, 2026

February 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 8, 2022
Property Address	232 SUTTERS MILL RD, SAINT PETERS, MO 63376-2520
Document Number	0000007669
Map Reference	MB 19 PG 166&167
Instrument Date	Feb 7, 2022
Instrument	2022R-007669
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	232 SUTTERS MILL RD, SAINT PETERS, MO 63376-2520

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 13, 2021
Property Address	232 SUTTERS MILL RD, SAINT PETERS, MO 63376-2520
Document Number	2021R084916
Map Reference	MB 19 PG 166&167
Instrument Date	Oct 8, 2021
Instrument	2021R-084916
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 TUPELO DR, 410, BELLEVILLE, IL 62220-2762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SUTTERS MILL RD, SAINT PETERS, MO 63376-2520

Mortgage

Document Number	2021R084917
Date	Oct 13, 2021
Instrument	2021R-084917

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 232 Sutters Mill Rd was $3,640, up 4.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,331 (-)	$275,428 (-) Land $60,000 Building $215,428
2025	$3,640.00 (+4.45%)	$52,331	$275,428 Land $60,000 Building $215,428
2024	$3,485.00
2023		$48,826
2022			$256,981 Land $50,000 Building $206,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Sutters Mill Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Sutters Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

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