232 Sun Ray Loop, Laredo, TX 78041 Property Records

Webb County property record for 232 Sun Ray Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,427 sqft · built 2000
Lot Size	0.138 acres (6,006 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jan 2021)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-50003-180`

Property Details

APN / Parcel Number

Primary APN	`991-50003-180`
Alternative APN	`255684`

Interior

Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	1,889 sqft
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,006 sqft (0.138 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Storage Building	120 sqft

Location & Zoning

Street Address	232 SUN RAY LOOP
City	LAREDO
State	TX
Zip	78041-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUMMERWIND UNIT I, BLOCK 3, LOT 18
Legal Subdivision	SUMMERWIND UNIT I
Legal Block	3
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1016
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 SUN RAY LOOP, LAREDO, TX 78041-6414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Dec 23, 2008 · Amount on Record
Deed Document Number	20211416251
Deed Book / Page	4941 / 46
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0004941/46
Record Updated	Oct 29, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 20, 2021
Property Address	232 SUN RAY LOOP, LAREDO, TX 78041-6414
Document Number	0004941/46
Book / Page	4941 / 46
Map Reference	VOL 19 PG 87
Instrument Date	Jan 15, 2021
Instrument	1416251
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, GCT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2911 HEMINGWAY LOOP, 2911, LAREDO, TX 78041-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SUN RAY LOOP, LAREDO, TX 78041-6414

Mortgage

Document Number	0001416252
Date	Jan 20, 2021
Instrument	1416252

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,192 (-0.7%) Land $73,393 Building $174,799	$248,192 (-0.7%) Land $73,393 Building $174,799
2025	$1,264.00 (-17.87%) Homeowner's exemption	$249,938 (+4.19%) Land $73,393 Building $176,545	$249,938 (+4.19%) Land $73,393 Building $176,545
2024	$1,539.00 (+12.01%)
2023		$239,876 Land $67,988 Building $171,888	$239,876 Land $67,988 Building $171,888
2022	$1,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20