232 Summers Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 232 Summers Dr, Summerville, SC 29485 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,395 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Sep 2015)
Tax Bill	$9,457 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`159-01-04-019`

Property Details

APN / Parcel Number

Primary APN	`159-01-04-019`
Alternative APN	`R0076127`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,395 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0076127
Street Address	232 SUMMERS DR
City	SUMMERVILLE
State	SC
Zip	29485-7439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SUBD: SUMMERS CORNER PH CP1 BLK 4
Legal Subdivision	SUMMERS CORNER
Legal Phase	CP1
Legal Block	4
Legal Lot Number	19
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1013
Census Tract	10801

Owner

Source: Dorchester County records · APN 159-01-04-019

Assessment roll updated October 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 WOODGATE WAY, SUMMERVILLE, SC 29485-7483
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC
Jan 13, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Mar 23, 2019	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
May 01, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2015 · Amount on Record
Deed Sale	Sep 02, 2015 · Amount on Record
Deed Book / Page	9893 / 287
Last Transfer Date	Aug 23, 2024
Transfer Doc	0154640143
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	232 SUMMERS DR, SUMMERVILLE, SC 29485-7439
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140380286
Date	Mar 10, 2022
Book Page	14038/286
Instrument	2022006602

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	232 SUMMERS DR, SUMMERVILLE, SC 29485-7439
Document Number	2289/0079
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SUMMERS DR SUMMERVILLE SC 294857439, SUMMERVILLE, SC 29485-7439

Mortgage

Document Number	2289/0079
Date	Jan 22, 2020
Book Page	012289/000079
Instrument	1538

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	232 SUMMERS DR, SUMMERVILLE, SC 29485-7439
Document Number	1811/0336
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SUMMERS DR SUMMERVILLE SC 294857439, SUMMERVILLE, SC 29485-7439

Mortgage

Document Number	1811/0336
Date	Apr 02, 2019
Book Page	011811/000336
Instrument	7343

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 01, 2018
Property Address	232 SUMMERS DR, SUMMERVILLE, SC 29485-7439
Document Number	1330/0315
Book / Page	011330 / 000315
Instrument Date	Apr 30, 2018
Instrument	10329
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$374.01
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SUMMERS DR SUMMERVILLE SC 294857439, SUMMERVILLE, SC 29485-7439

Mortgage

Document Number	1330/0321
Date	May 01, 2018
Book Page	011330/000321
Instrument	10330

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated October 31, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,457.00 (+215.97%)	$29,352 (+96.2%) Land $9,000 Building $20,352	$489,194 (+30.8%) Land $150,000 Building $339,194
2024	$2,993.00 (+11.18%)
2023	$2,692.00 (+1.24%)	$14,960 (-) Land $3,400 Building $11,560	$374,000 (-) Land $85,000 Building $289,000
2022	$2,659.00	$14,960 Land $3,400 Building $11,560	$374,000 Land $85,000 Building $289,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (45035C), updated April 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450350108011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 131 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	22 (1989–2024)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Aug 2024, river or lake flooding, Tropical Storm Debby
Claims By Storm	Tropical Storm Debby, Aug 2024 · 10 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 6 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Home Telephone Company, Inc. (SC)	Fiber	5,000 / 5,000

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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