1. Home
  2. Michigan
  3. Oakland County
  4. Milford
  5. Stephen

232 Stephen, Milford, MI 48381 Property Records

Oakland County property record for 232 Stephen, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,656 sqft · built 1901
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (May 2021)
Tax Bill$4,824 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLM-16-11-326-048

Property Details

APN / Parcel Number

Primary APNLM-16-11-326-048

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,069 sqft
Unfinished Basement1,069 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area23,958 sqft (0.55 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area139 sqft
Deck Area21 sqft
Patio Area21 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address232 STEPHEN
CityMILFORD
StateMI
Zip48381-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 11 RUGGLES ADD PART OF LOTS 101 TO 104 INCL, ALSO PART OF LOT 43 OF 'ASSESSOR'S PLAT OF THE VILLAGE OF MILFORD' ALL DESC AS BEG AT PT DIST W 165 FT FROM SE COR OF SD LOT 43, TH W 33 FT, TH S 00-23-07 W 49.95 FT, TH W 201.13 FT, TH N 18-
Legal Range07E
Legal Township02N
Legal Section11
Legal SubdivisionRUGGLES ADD
Legal Lot Number43
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group2
Census Block2007
Census Tract132500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 STEPHEN, MILFORD, MI 48381-2066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2021 · Amount on Record
Deed SaleMay 3, 2021 · Amount on Record
Prior SaleMar 15, 2007 · Amount on Record
Deed Document Number2021116874
Deed Book / Page56173 / 260
Prior Transfer DateApr 30, 2021
Prior Transfer Doc0000116874
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMay 3, 2021
Property Address232 STEPHEN, MILFORD, MI 48381-2066
Document Number0000116874
Book / Page56173 / 260
Map ReferenceLB 2 PG 31
Instrument DateApr 30, 2021
Instrument116874
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,849.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address232 STEPHEN, MILFORD, MI 48381-2066

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 STEPHEN, MILFORD, MI 48381-2066

Mortgage

Document Number0056173263
DateMay 3, 2021
Instrument56173/263
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,824.00 (-10.45%) Homeowner's exemption$176,570 (+15.85%)$353,140 (+15.85%)
2024$5,387.00 (+90.76%)
2023$152,410$304,820
2021$2,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber		6,000 / 6,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Nearby Properties on Stephen

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures