Carteret County property record for 232 Stella Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1995 |
| Lot Size | 49.9 acres (2,177,782 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,055 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5358.00.95.4508000 |
| Primary APN | 5358.00.95.4508000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,736 sqft Heated Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,177,782 sqft (49.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 448 sqft |
| Deck Area | 15 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 308 sqft |
| Utility Building | 34 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 63821 |
|---|---|
| Street Address | 232 STELLA RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC SR 1100 |
| Legal Block | 95 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 41, STELLA, NC 28582-0041 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,205,297 (-) Land $789,950 Building $415,347 | $1,205,297 (-) Land $789,950 Building $415,347 | |
| 2025 | $2,055.00 (+39.42%) | $1,205,297 (+265.44%) Land $789,950 Building $415,347 | $1,205,297 (+265.44%) Land $789,950 Building $415,347 |
| 2023 | $329,825 Land $175,454 Building $154,371 | $329,825 Land $175,454 Building $154,371 | |
| 2022 | $1,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum, T-Mobile.
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