232 Standifer Cir, Dunlap, TN 37327 Property Records

Sequatchie County property record for 232 Standifer Cir, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1976
Lot Size	0.316 acres (13,760 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Nov 2019)
Tax Bill	$625 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077048L F 02500`

Property Details

APN / Parcel Number

Primary APN	`077048L F 02500`
Alternative APN	`048L F 02500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,760 sqft (0.316 acres)
Lot Dimensions	172 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	300 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 STANDIFER CIR
City	DUNLAP
State	TN
Zip	37327-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: VALLEY VIEW ADDITION
Legal Subdivision	VALLEY VIEW ADDITION
Legal Lot Number	82
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1010
Census Tract	60104

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15769 RANKIN AVE, DUNLAP, TN 37327-7047
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Sep 25, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-CNTY BK
Nov 13, 2019	Warranty Deed, Transfer CHATTANOOGA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Jun 6, 2006 · Amount on File
Deed Document Number	20192335
Deed Book / Page	389 / 327
Last Transfer Date	Nov 1, 2024
Transfer Doc	0000003216
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	232 STANDIFER CIR, DUNLAP, TN 37327-3502
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15769 RANKIN AVE, DUNLAP, TN 37327-7047

Mortgage

Document Number	0000000849
Date	Mar 19, 2026
Book Page	480/498
Instrument	26000849

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2041

Interest

Rate Type	Adjustable Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	232 STANDIFER CIR, DUNLAP, TN 37327-3502
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15769 RANKIN AVE, DUNLAP, TN 37327-7047

Mortgage

Document Number	0000002904
Date	Sep 25, 2025
Book Page	477/1286
Instrument	25002904

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	15699 RANKIN AVE, DUNLAP, TN 37327

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	232 STANDIFER CIR, DUNLAP, TN 37327-3502
Document Number	0000003183
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 VALLEY VIEW DR DUNLAP TN 373273509, DUNLAP, TN 37327-3509

Mortgage

Document Number	0000003183
Date	Dec 15, 2020
Book Page	000409/000503
Instrument	3183

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 14, 2030

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 13, 2019
Property Address	232 STANDIFER CIR, DUNLAP, TN 37327-3502
Document Number	0000002335
Book / Page	000389 / 000327
Instrument Date	Nov 7, 2019
Instrument	2335
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	CHATTANOOGA TITLE

Transaction

Amount	Amount on Record
Tax	$196.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 VALLEY VIEW DR DUNLAP TN 373273509, DUNLAP, TN 37327-3509

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,875 (-) Land $3,750 Building $22,125
2023	$625.00 (+30.75%)	$25,875 (+79.38%) Land $3,750 Building $22,125	$103,500 (+79.38%) Land $15,000 Building $88,500
2022	$478.00	$14,425 Land $3,050 Building $11,375	$57,700 Land $12,200 Building $45,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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