232 Spring Mill Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 232 Spring Mill Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,410 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$109,700 (Jun 1992)
Tax Bill	$3,187 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-M9S12-001-019`

Property Details

APN / Parcel Number

Primary APN	`64-M9S12-001-019`
Alternative APNs	`64-M9S12-001-019-000` `6400M9S12 001019`

Interior

Stories	1 Story
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	140 ft deep x 71 ft wide

Location & Zoning

Old Parcel Number	64-M9S12-001-019
Street Address	232 SPRING MILL RD
City	MOUNTAIN TOP
State	PA
Zip	18707-2289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-280-1-D3-D1A-3-D33 232 SPRING MILL RD
Legal Block	1
Legal Lot Number	19
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	2
Census Block	2000
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 SPRING MILL RD, MOUNTAIN TOP, PA 18707-2289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 1992 · Amount on Record
Deed Sale	Jun 4, 1992 · Amount on Record
Deed Book / Page	2421 / 600
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	232 SPRING MILL RD, MOUNTAIN TOP, PA 18707-2289
Document Number	0000049589
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPRING MILL RD MOUNTAIN TOP PA 187072289, MOUNTAIN TOP, PA 18707-2289

Mortgage

Document Number	0000049589
Date	Sep 13, 2019
Book Page	003019/163629
Instrument	49589

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Sep 12, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.39%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	232 SPRING MILL RD, MOUNTAIN TOP, PA 18707-2289
Document Number	0000049590
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPRING MILL RD MOUNTAIN TOP PA 187072289, MOUNTAIN TOP, PA 18707-2289

Mortgage

Document Number	0000049590
Date	Sep 13, 2019
Book Page	003019/163649
Instrument	49590

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Sep 12, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.39%

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,187.00 (+0.03%) Homeowner's exemption	$154,200 (-) Land $33,900 Building $120,300
2025	$3,186.00 (+4.98%)
2024		$154,200 Land $33,900 Building $120,300
2023	$3,035.00
2009			$154,200 Land $33,900 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Nov 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 83% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures