232 Somerset Rd, Willowbrook, IL 60527 Property Records

DuPage County property record for 232 Somerset Rd, Willowbrook, IL 60527

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,803 sqft · built 1979
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$514,000 (Jun 2019)
Tax Bill$8,724 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-24-104-008

Property Details

APN / Parcel Number

Primary APN09-24-104-008

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,803 sqft Living Area
Gross Area3,544 sqft
Basement Area1,741 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address232 SOMERSET RD
CityWILLOWBROOK
StateIL
Zip60527-5446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionGALLAGHER & HENRYS WATERFORD UNIT 1 ALL
Legal SubdivisionGALLAGHER & HENRYS WATERFORD UNIT 1
Legal Lot Number66
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group1
Census Block1010
Census Tract845402

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Jul 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Jun 18, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Feb 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleJun 15, 1995 · Amount on Record
Deed Document Number201948142
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446

Mortgage

Document Number0000057984
DateSep 8, 2023
InstrumentR2023-057984
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038754
DateMar 10, 2021
InstrumentR2021-038754
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.65%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069832
DateJul 2, 2020
InstrumentR2020-069832
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 18, 2019
Property Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446
Document Number0000048142
Map ReferenceDOC R76-53812
Instrument DateJun 14, 2019
InstrumentR2019-048142
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$514.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446

Mortgage

Document Number0000048143
DateJun 18, 2019
InstrumentR2019-048143
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate
Rate4.12%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address232 SOMERSET RD, WILLOWBROOK, IL 60527-5446
Document Number0000015261
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address232 SOMERSET RD WILLOWBROOK IL 605275446, WILLOWBROOK, IL 60527-5446

Mortgage

Document Number0000015261
DateFeb 13, 2017
Instrument15261
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 12, 2032
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityWillowbrook Village
Elementary School DistrictGower School District 62 (KG - 08)
Secondary School DistrictHinsdale Township High School District 86 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,724.00 (+8.83%)$193,702 (+16.3%) Land $78,136 Building $115,566$581,106 (+16.3%) Land $234,408 Building $346,698
2022$8,016.00 Homeowner's exemption$166,550 Land $67,180 Building $99,370$499,650 Land $201,540 Building $298,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLOWBROOK
serves 9,000 people · EPA ID IL0431100
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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