232 Smithfield Ave, Summerville, SC 29485 Property Records

Dorchester County property record for 232 Smithfield Ave, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,019 sqft · built 1991
Lot Size	0.206 acres (8,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Nov 2019)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-11-07-028`

Property Details

APN / Parcel Number

Primary APN	`153-11-07-028`
Alternative APN	`R0039243`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,019 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,964 sqft (0.206 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0039243
Street Address	232 SMITHFIELD AVE
City	SUMMERVILLE
State	SC
Zip	29485-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 6 SUBD: BRANDYMILL PH II-2 SEC 3 BLK N
Legal Subdivision	BRANDYMILL
Legal Phase	II-2
Legal Block	N
Legal Lot Number	6
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	4
Census Block	4004
Census Tract	10808

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 SMITHFIELD AVE, SUMMERVILLE, SC 29485-8226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	201928969
Deed Book / Page	12187 / 328
Prior Transfer Date	Dec 31, 2008
Prior Transfer Doc	6918/0238
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	232 SMITHFIELD AVE, SUMMERVILLE, SC 29485-8226
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	138050001
Date	Nov 17, 2021
Book Page	13805/1
Instrument	2021037140

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Nov 18, 2019
Property Address	232 SMITHFIELD AVE, SUMMERVILLE, SC 29485-8226
Document Number	2187/0328
Book / Page	012187 / 000328
Instrument Date	Nov 13, 2019
Instrument	28969
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SMITHFIELD AVE SUMMERVILLE SC 294858226, SUMMERVILLE, SC 29485-8226

Mortgage

Document Number	2187/0333
Date	Nov 18, 2019
Book Page	012187/000333
Instrument	28970

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,039.00	$13,285 (+19.87%) Land $4,000 Building $9,285	$332,135 (+19.87%) Land $100,000 Building $232,135
2024	$3,039.00 (+10.91%)
2023	$2,740.00 (+2.05%)	$11,083 (+0.03%) Land $2,000 Building $9,083	$277,069 (-) Land $50,000 Building $227,069
2022	$2,685.00	$11,080 Land $2,000 Building $9,080	$277,069 Land $50,000 Building $227,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	11 (1989–2022)
Claims Outside the SFHA	7 of 11
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon, Xfinity.

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