232 Smith St, Oscoda, MI 48750 Property Records

Iosco County property record for 232 Smith St, Oscoda, MI 48750

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 841 sqft · built 1950
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Tax Bill$1,003 (2025)
Deeds & MortgagesSep 2020 Transfer
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN021S1001601300

Property Details

APN / Parcel Number

Primary APN021S1001601300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area841 sqft Building Perimeter
1st Floor Area841 sqft
Basement Area841 sqft
Unfinished Basement841 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions90 ft deep x 150 ft wide
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address232 SMITH ST
CityOSCODA
StateMI
Zip48750-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT OF HORACE D. STOCKMANS ADDITION TO THE VILLAGE OF AUSABLE LOTS 13, 14 AND FRL LOT 15 BLK P
Legal SubdivisionHORACE D. STOCKMANS ADDITION
Legal BlockP
Legal Lot Number13-15
JurisdictionIOSCO MI
Township / Civil DivisionAU SABLE
Census Block Group2
Census Block2004
Census Tract400

Owner

232 Smith St is owned and occupied by an individual who acquired it in September 2020.

Source: Iosco County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address606 S US 23, HARRISVILLE, MI 48740-9586
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Quit Claim Deed, Transfer
Quitclaim
Sep 25, 2020Quit Claim Deed, Transfer
Quitclaim
Apr 26, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 25, 2020
Transfer Doc2020005573
Record UpdatedSep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIOSCO MI
Recording DateSep 25, 2020
Property Address232 SMITH ST, OSCODA, MI 48750-1138
Document Number2020005573
Instrument DateSep 25, 2020
Instrument2020005573
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIOSCO MI
Recording DateSep 25, 2020
Property Address232 SMITH ST, OSCODA, MI 48750-1138
Document Number2020005572
Instrument DateAug 28, 2020
Instrument2020005572
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3051 E WISSMILLER RD, MIKADO, MI 48745-9772

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIOSCO MI
Recording DateApr 26, 2017
Property Address232 SMITH ST, OSCODA, MI 48750-1138
Document Number2017002567
Instrument DateApr 26, 2017
Instrument2017002567
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3051 E WISSMILLER RD, 3051, MIKADO, MI 48745-9772

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 SMITH ST, OSCODA, MI 48750-1138

Tax Assessment & Valuation

The 2025 property tax bill for 232 Smith St was $1,003 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIosco County
County SubdivisionAu Sable Charter Township
Unified School DistrictOscoda Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,000 (+5.35%) Land $61,000$122,000 (+5.35%) Land $122,000
2025$1,003.00 Homeowner's exemption$57,900 Land $57,900$115,800 Land $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Smith St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1997–2021)
Claims Outside the SFHA11 of 11
Most Recent ClaimMar 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

Nearby Streets

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