232 Silver Creek Dr, Huger, SC 29450 Property Records

Berkeley County property record for 232 Silver Creek Dr, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	3,212 sqft · built 2022
Lot Size	0.457 acres (19,932 sqft)
Owner	Individual Name on File
Last Sale	$478,885 (Apr 2022)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`240-01-02-073`

Property Details

APN / Parcel Number

Primary APN	`240-01-02-073`
Alternative APN	`240-00-00-070`

Interior

Building Area	3,212 sqft Finished Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,812 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,932 sqft
Garage Area	420 sqft
Porch	Patio
Porch Area	46 sqft

Location & Zoning

Street Address	232 SILVER CREEK DR
City	HUGER
State	SC
Zip	29450-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 97FRENCH QUARTER CREEKPH 2A
Legal Subdivision	FRENCH QUARTER CREEK (HWY 41)
Legal Lot Number	97
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1027
Census Tract	20405

Owner

232 Silver Creek Dr is owned and occupied by an individual who bought it in April 2022.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	232 SILVER CREEK DR, HUGER, SC 29450-9806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jul 8, 2021	Limited Warranty Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Jul 8, 2021 · Amount on File
Deed Document Number	202214351
Deed Book / Page	4208 / 409
Record Updated	Sep 20, 2026

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 7, 2022
Property Address	232 SILVER CREEK DR, HUGER, SC 29450-9806
Document Number	04208/0409
Book / Page	4208 / 409
Map Reference	DOC2021028567-202102
Instrument Date	Mar 30, 2022
Instrument	2022014351
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 SILVER CREEK DR, HUGER, SC 29450-9806

Mortgage

Document Number	2022014352
Date	Apr 7, 2022
Instrument	2022014352

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 8, 2021
Property Address	232 SILVER CREEK DR, HUGER, SC 29450-9806
Document Number	03882/0261
Book / Page	3882 / 261
Map Reference	DOC2021028567-202102
Instrument Date	Jul 2, 2021
Instrument	2021032193
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Tax	$28,301.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Tax Assessment & Valuation

The 2025 property tax bill for 232 Silver Creek Dr was $2,433 with a homeowner's exemption, up 3.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,300 (+2,4%) Land $121,000 Building $467,300	$588,300 (-) Land $121,000 Building $467,300
2025	$2,433.00 (+3.53%)	$23,532 (-) Land $4,840 Building $18,692	$588,300 (-) Land $121,000 Building $467,300
2024	$2,350.00 Homeowner's exemption	$23,532 Land $4,840 Building $18,692	$588,300 Land $121,000 Building $467,300
2022	$934.00 Homeowner's exemption	$23,972 Land $5,280 Building $18,692	$599,300 Land $132,000 Building $467,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Silver Creek Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	24 (1983–2017)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Silver Creek Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of South Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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