Madison County property record for 232 Short Line Pike, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,864 sqft |
| Lot Size | 3.66 acres (159,517 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2020) |
| Tax Bill | $2,357 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0000-0015-A |
| Primary APN | 0074-0000-0015-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,864 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 159,517 sqft (3.66 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Account Number | 54744 |
|---|---|
| Street Address | 232 SHORT LINE PIKE |
| City | BEREA |
| State | KY |
| Zip | 40403-9491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1-A (3.662 ACRES) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11101 |
232 Short Line Pike is owned and occupied by an individual who bought it in September 2020.
Source: Madison County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 SHORT LINE PIKE, BEREA, KY 40403-9491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Sep 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Sep 14, 2020 | Affidavit of Death of Joint Tenant, Transfer TIMIOS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Deed Document Number | 202014020194 |
| Deed Book / Page | 794 / 137 |
| Prior Transfer Date | Jul 31, 2020 |
| Prior Transfer Doc | D00794/133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 11, 2026 |
| Property Address | 232 SHORT LINE PIKE, BEREA, KY 40403-9491 |
| Document Number | 0014375204 |
| Book / Page | 2500 / 298 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202614375204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 232 SHORT LINE PIKE, BEREA, KY 40403-9491 |
| Document Number | 0014375204, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 2500/298 |
| Instrument | 202614375204 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 17, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 14, 2020 |
| Property Address | 232 SHORT LINE PIKE, BEREA, KY 40403-9491 |
| Document Number | D00794/137 |
| Book / Page | D00794 / 137 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2014020194 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TIMIOS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 SHORT LINE PIKE, BEREA, KY 40403-9491 |
| Document Number | 2014020195 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2014020195 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 14, 2020 |
| Property Address | 232 SHORT LINE PIKE, BEREA, KY 40403-9491 |
| Document Number | D00794/133 |
| Book / Page | D00794 / 133 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2014020193 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 232 Short Line Pike was $2,357.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 | $250,000 | $250,000 |
| 2023 | $2,425.00 | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Short Line Pike in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Short Line Pike is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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