232 Sherman Dr, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 232 Sherman Dr, Scotts Valley, CA 95066

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,430 sqft · built 1963
Lot Size0.174 acres (7,579 sqft)
Owner2 Individual Names on File
Tax Bill$6,706 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN024-141-09

Property Details

APN / Parcel Number

Primary APN024-141-09
Alternative APN
  • 024-141-09-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,430 sqft Living Area
Gross Area1,870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1985
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.174 acres)
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address232 SHERMAN DR
CitySCOTTS VALLEY
StateCA
Zip95066-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 169
Legal SubdivisionSANTA HACIENDA WOODS
Legal Tract169
Legal Block2
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2003
Census Tract121200

Owner

232 Sherman Dr is owned and occupied by two individuals who acquired it in November 2004.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address232 SHERMAN DR, SCOTTS VALLEY, CA 95066-3628
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 29, 2004
Transfer Doc0000086041
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address232 SHERMAN DR, SCOTTS VALLEY, CA 95066-3628
Document Number0000037771
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017
Title CompanyREDWOOD ESCROW SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address232 SHERMAN DR SCOTTS VALLEY CA 950663628, SCOTTS VALLEY, CA 95066-3628

Mortgage

Document Number0000037771
DateNov 8, 2017
Instrument37771
Lender
NameHUMBLE HOLDINGS INC
Address92 CORPORATE PARK # C-803, IRVINE, CA 92606-5146
Agreement
AmountAmount on Record
Interest
Rate6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 232 Sherman Dr was $6,706.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityScotts Valley City
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,961 (+2%) Land $294,374 Building $199,587
2025$6,706.00$484,276 Land $288,602 Building $195,674
2023$6,066.00 (+2.35%)$465,470 Land $277,395 Building $188,075$1,136,700
2022$5,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Sherman Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims3 (1982–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Sherman Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

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