232 Shelley Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 232 Shelley Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,707 sqft · built 2001
Owner	Individual Name on File
Last Sale	$18,500 (Nov 2024)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56W050004400`

Property Details

APN / Parcel Number

Primary APN	`56W050004400`
Alternative APNs	`010671` `10671`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	3,707 sqft Adjusted Area
1st Floor Area	3,046 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	010671
Street Address	232 SHELLEY RD
City	COLUMBUS
State	MS
Zip	39705-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 NE4 232 SHELLEY RD
Legal Range	18W
Legal Township	18S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	301

Owner

232 Shelley Rd is owned and occupied by an individual who bought it in November 2024.

Source: Lowndes County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	232 SHELLEY RD, COLUMBUS, MS 39705-5373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage JTS & CO
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS
Apr 15, 2019	Warranty Deed, Transfer · VA Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	Apr 15, 2019
Deed Document Number	0020248409
Deed Book / Page	2024 / 8409
Record Updated	Jun 8, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 1, 2024
Property Address	232 SHELLEY RD, COLUMBUS, MS 39705-5373
Document Number	0020248409
Book / Page	2024 / 8409
Instrument Date	Oct 31, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SHELLEY RD, COLUMBUS, MS 39705-5373

Mortgage

Document Number	0202422672
Date	Nov 1, 2024
Instrument	2024/22672

Lender

Name	JTS & CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	232 SHELLEY RD, COLUMBUS, MS 39705-5373
Document Number	0020209479
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 SHELLEY RD COLUMBUS MS 397055373, COLUMBUS, MS 39705-5373

Mortgage

Document Number	0020209479
Date	Aug 12, 2020
Book Page	002020/019479

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	PENSACOLA, FL 32501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 15, 2019
Property Address	232 SHELLEY RD, COLUMBUS, MS 39705-5373
Document Number	0020192559
Book / Page	002019 / 002559
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 SHELLEY RD COLUMBUS MS 397055373, COLUMBUS, MS 39705-5373

Mortgage

Document Number	20196385
Date	Apr 15, 2019
Book Page	002019/006385

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 Shelley Rd was $3,566, up 10.6% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00 (+10.64%)	$21,835	$218,350 Land $15,000 Building $203,350
2024	$3,223.00 (+14.01%)
2023	$2,827.00 Homeowner's exemption	$19,122	$191,220 Land $15,000 Building $176,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Shelley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Shelley Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 4-County Fiber.

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