Cumberland County and Commercial Township property record for 232 Shell Rd, Millville, NJ 08332 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1960 |
| Square Footage | 880 sqft Living Area |
| Lot Size | 8,002 sqft (0.184 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2023) |
| Tax Bill | $2,778.00 (2025) |
| Primary APN | 02-00068-0000-00403 |
|---|---|
| Alternative APN |
|
| Building Area | 880 sqft Living Area |
|---|---|
| 1st Floor | 880 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame Construction |
| Lot Area | 8,002 sqft (0.184 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Street Address | 232 SHELL RD |
|---|---|
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-6134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | BEACH CLUB LAKE MAP #1 |
| Legal Block | 68 |
| Legal Lot Number | 403 |
| Jurisdiction | CUMBERLAND NJ |
| Minor Civil Division | COMMERCIAL |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 10200 |
Source: Cumberland County and Commercial Township records · APN 02-00068-0000-00403
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 SHELL RD, MILLVILLE, NJ 08332-6134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Oct 11, 2023 | Deed of Trust, Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
| Oct 11, 2023 | Deed, Transfer · Conventional Mortgage TAM LENDING CENTER INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Sep 06, 1994 · Amount on Record |
| Deed Doc Number | 2023680651 |
| Deed Book / Page | 4247 / 4552 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Jun 05, 2026 |
| Property Address | 232 SHELL RD, MILLVILLE, NJ 08332-6134 |
| Document Number | 0000740495 |
| Book / Page | 4286 / 4076 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 2026740495 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 232 SHELL RD, MILLVILLE, NJ 08332-6134 |
| Document Number | 0000740495, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 4286/4076 |
| Instrument | 2026740495 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Oct 01, 2053 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 232 SHELL RD, MILLVILLE, NJ 08332-6134 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000680653 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 4247/4571 |
| Instrument | 680653 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Sep 29, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Oct 11, 2023 |
| Property Address | 232 SHELL RD, MILLVILLE, NJ 08332-6134 |
| Document Number | 0000680651 |
| Book / Page | 4247 / 4552 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 680651 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3305 PLEASURE AVE, SEA ISLE CITY, NJ 08243-2155 |
| Name | Verified Name |
|---|---|
| Address | 232 SHELL RD, MILLVILLE, NJ 08332-6134 |
| Document Number | 0000680652 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 4247/4557 |
| Instrument | 680652 |
| Name | TAM LENDING CENTER INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
Source: Cumberland County and Commercial Township records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| County Subdivision | Commercial Township |
| Unified School District | Commercial Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,400 (-) Land $17,600 Building $70,800 | $88,400 (-) Land $17,600 Building $70,800 | |
| 2025 | $2,778.00 (+4.95%) | $88,400 (+28.86%) Land $17,600 Building $70,800 | $88,400 (+28.86%) Land $17,600 Building $70,800 |
| 2024 | $2,647.00 (+32.02%) | ||
| 2023 | $68,600 (-) Land $17,600 Building $51,000 | $68,600 (-) Land $17,600 Building $51,000 | |
| 2022 | $2,005.00 (+1.47%) | $68,600 Land $17,600 Building $51,000 | $68,600 Land $17,600 Building $51,000 |
| 2021 | $1,976.00 |
232 Shell Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cumberland County (34011C), updated September 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 69th in New Jersey |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,220 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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