Onslow County property record for 232 Shell Dr, Sneads Ferry, NC 28460 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,516 sqft · built 2021 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Oct 2025) |
| Tax Bill | $4,266 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 774A-283 |
| Primary APN | 774A-283 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 465149000 |
|---|---|
| Street Address | 232 SHELL DR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460-8563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 P7 CHADWICK ACRES |
| Legal Subdivision | CHADWICK ACRES PH 7 |
| Legal Lot Number | 10 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 405 |
Source: Onslow County records · APN 774A-283
Assessment roll updated August 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 SHELL DR, SNEADS FERRY, NC 28460-8563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 21, 2025 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 07, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Oct 07, 2020 · Amount on Record |
| Deed Book / Page | 6459 / 179 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 0036560138 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 232 SHELL DR, SNEADS FERRY, NC 28460-8563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE 365- NLSE, TITLE365 NLSE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0058220030 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 5822/30 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 21, 2025 |
| Property Address | 232 SHELL DR, SNEADS FERRY, NC 28460-8563 |
| Document Number | 0064590179 |
| Book / Page | 6459 / 179 |
| Map Reference | MB 23 PG 233 |
| Instrument Date | Oct 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 NC HIGHWAY 172, SNEADS FERRY, NC 28460-6624 |
| Name | Verified Name |
|---|---|
| Address | 232 SHELL DR, SNEADS FERRY, NC 28460-8563 |
| Document Number | 0006459183 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 6459/183 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 07, 2020 |
| Property Address | 232 SHELL DR, SNEADS FERRY, NC 28460-8563 |
| Document Number | 0052820325 |
| Book / Page | 005282 / 000325 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2800 WHITE RD WILMINGTON NC 284118406, WILMINGTON, NC 28411-8406 |
| Investor | Possibly a Property Investor |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 | $651,374 (-) Land $130,000 Building $521,374 | $651,374 (-) Land $130,000 Building $521,374 |
| 2023 | $4,266.00 | $651,374 Land $130,000 Building $521,374 | $651,374 Land $130,000 Building $521,374 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330004053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Nearby Flood Claims | 44 (1996–2018) |
| Claims Outside the SFHA | 1 of 44 |
| Most Recent Claim | Sep 2018, tidal / storm surge, Hurricane Florence |
| Named Events |
|
| Nearby Flood Policies | 470 in force 368 of 470 on primary residences |
| Flood Insurance Cost | Premium on Record median of 470 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Wildfire Risk | Moderate above 43% of the US · above 63% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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