232 Shane Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 232 Shane Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,212 sqft · built 2010
Lot Size	9.65 acres (420,354 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Jul 2018)
Tax Bill	$4,054 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14059 00430`

Property Details

APN / Parcel Number

Primary APN	`14059 00430`
Alternative APN	`176083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,212 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	420,354 sqft (9.65 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 SHANE DR
City	MOUNT HOLLY
State	NC
Zip	28120-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DW
Legal Description	14 059 004 30 000
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	30206

Owner

232 Shane Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 SHANE DR, MOUNT HOLLY, NC 28120-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPWEST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	May 16, 1996 · Amount on File
Deed Book / Page	4989 / 2165
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	232 SHANE DR, MOUNT HOLLY, NC 28120-9404
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052771879
Date	Oct 20, 2021
Book Page	5277/1879

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 23, 2018
Property Address	232 SHANE DR, MOUNT HOLLY, NC 28120-9404
Document Number	0049892165
Book / Page	004989 / 002165
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 SHANE DR MOUNT HOLLY NC 281209404, MOUNT HOLLY, NC 28120-9404

Mortgage

Document Number	49892168
Date	Jul 23, 2018
Book Page	004989/002168

Lender

Name	CAPWEST HM LNS
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 232 Shane Dr was $4,054.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,054.00	$567,850 Land $62,850 Building $505,000
2023	$3,946.00	$567,850 Land $62,850 Building $505,000
2021			$369,390 Land $54,930 Building $314,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Shane Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Shane Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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