232 Shaker Ln, Forest, VA 24551 Property Records

Bedford County property record for 232 Shaker Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (May 2021)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	May 2022 Second Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99B 6 8`

Property Details

APN / Parcel Number

Primary APN	`99B 6 8`
Alternative APNs	`9926700` `507954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,924 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Finished Basement	676 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	232 SHAKER LN
City	FOREST
State	VA
Zip	24551-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY HILL GOLFDOMINIUM LT8
Legal Subdivision	IVY HILL
Legal Lot Number	8
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	30103

Owner

Source: Bedford County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 SHAKER LN, FOREST, VA 24551-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN NATIONAL BANK AND TRUST COMPANY
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK AND TRUST CO
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20217268
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	232 SHAKER LN, FOREST, VA 24551-4111
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005915
Date	May 20, 2022
Instrument	220005915

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 14, 2021
Property Address	232 SHAKER LN, FOREST, VA 24551-4111
Document Number	0210007268
Instrument Date	May 12, 2021
Instrument	210007268
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SHAKER LN, FOREST, VA 24551-4111

Mortgage

Document Number	0210007269
Date	May 14, 2021
Instrument	210007269

Lender

Name	AMERICAN NATIONAL BANK AND TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 27, 2018
Property Address	232 SHAKER LN, FOREST, VA 24551-4111
Document Number	0180003781
Instrument Date	Apr 19, 2018
Instrument	180003781
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SHAKER LN, FOREST, VA 24551-4111
Investor	Possibly a Property Investor

Mortgage

Document Number	0180003782
Date	Apr 27, 2018
Instrument	180003782

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00	$307,200 (+1%) Land $50,000 Building $257,200
2023	$1,259.00 Additional exemption filed	$153,600	$307,200 Land $50,000 Building $257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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