232 Seneca Dr, Groton, CT 06340 Property Records

Groton Town property record for 232 Seneca Dr, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1973
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2021)
Tax Bill	$7,080 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`GROT M:260707599643`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260707599643`
Alternative APNs	`260707599643` `134017000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260707599643
Street Address	232 SENECA DR
City	GROTON
State	CT
Zip	06340-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2023
Census Tract	702900

Owner

232 Seneca Dr is owned by two individuals who bought it in October 2021.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 PROSPECT HILL RD, GROTON, CT 06340-5627
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jan 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	20215099360003
Deed Book / Page	1265 / 431
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	1150-1125
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Oct 25, 2021
Property Address	232 SENECA DR, GROTON, CT 06340-5641
Document Number	001265-431
Book / Page	1265 / 431
Instrument Date	Oct 25, 2021
Instrument	5099360003
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	232 SENECA DR, GROTON, CT 06340-5641

Mortgage

Document Number	5099370015
Date	Oct 25, 2021
Instrument	5099370015

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	232 SENECA DR, GROTON, CT 06340-5641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1225-778
Date	Jan 2, 2020
Book Page	1225/778
Instrument	4981820017

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	232 SENECA DR, GROTON, CT 06340-5641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1227-567
Date	Feb 18, 2020
Book Page	1227/567
Instrument	4988260005

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 232 Seneca Dr was $7,080.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,080.00	$268,380 Land $141,911 Building $126,469	$187,866 Land $99,338 Building $88,528
2024	$7,080.00 (+11.74%)
2023	$6,336.00 (+2.06%)	$268,380 (-) Land $87,710 Building $180,670
2022	$6,208.00	$268,380 Land $87,710 Building $180,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Seneca Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Seneca Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOANK FIRE DISTRICT serves 1,947 people · EPA ID CT0590031
Water Source	Purchased surface water from GROTON UTILITIES
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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