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232 SE Monterey Ave, Stuart, FL 34996 Property Records

Martin County property record for 232 SE Monterey Ave, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1967
Lot Size0.149 acres (6,490 sqft)
OwnerCompany Name on File
Last Sale$267,500 (Oct 2019)
Tax Bill$2,321 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-38-41-006-007-0007.0-2-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-006-007-0007.0-2-0000
Alternative APNs
  • 03-38-41-006-007-00070-2
  • 338410060070007020000
  • 19955

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area1,365 sqft
1st Floor Area1,260 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
PorchScreened Concrete Masonry Porch
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19955
Street Address232 SE MONTEREY AVE
CitySTUART
StateFL
Zip34996-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionKRUEGER PARK LOT 7 BLK 7
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionKRUEGER PARK
Legal Block7
Legal Lot Number7
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2024
Census Tract902

Owner

232 SE Monterey Ave is owned by a company that bought it in October 2019 and is owner-occupied.

Source: Martin County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address232 SE MONTEREY AVE, STUART, FL 34996-1307
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 29, 2019Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2019 · Amount on File
Deed SaleOct 29, 2019 · Amount on File
Prior SaleMay 8, 2014 · Amount on File
Deed Document Number20192782314
Deed Book / Page3091 / 1484
Prior Transfer DateMar 30, 2005
Prior Transfer Doc0019990473
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address232 SE MONTEREY AVE, STUART, FL 34996-1307
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 SE MONTEREY AVE, STUART, FL 34996-1307

Mortgage

Document Number0031602535
DateSep 25, 2020
Book Page3160/2535
Instrument2839867
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateApr 6, 2020
Property Address232 SE MONTEREY AVE, STUART, FL 34996-1307
Document Number0031212863
Book / Page003121 / 002863
Instrument DateApr 3, 2020
Instrument2808713
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 SE MONTEREY AVE STUART FL 349961307, STUART, FL 34996-1307

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 29, 2019
Property Address232 SE MONTEREY AVE, STUART, FL 34996-1307
Document Number0030911484
Book / Page3091 / 1484
Map ReferenceMB 1 PG 25
Instrument DateOct 29, 2019
Instrument2782314
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,872.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 SE MONTEREY AVE, 232, STUART, FL 34996-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address1430 PINES LN, WEST PALM BEACH, FL 33415-4770

Mortgage

Document Number0030911486
DateOct 29, 2019
Instrument3091/1486
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 232 SE Monterey Ave was $2,321 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,321.00 (-0.64%) Homeowner's exemption$167,259$398,590 Land $195,000 Building $203,590
2024$2,336.00 (+3.45%)
2023$2,258.00 (+3.86%) Additional exemption filed$157,812 (+3%)$387,400 (+56.84%) Land $195,000 Building $192,400
2022$2,174.00 Homeowner's exemption$153,216$247,000 Land $140,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 SE Monterey Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 SE Monterey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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