232 SE 95th St, Ocala, FL 34480 Property Records

Marion County property record for 232 SE 95th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,748 sqft · built 2016
Lot Size	3.54 acres (154,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,500 (Nov 2020)
Tax Bill	$7,358 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36796-009-03`

Property Details

APN / Parcel Number

Primary APN	`36796-009-03`
Alternative APNs	`3517687000` `3517687`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,748 sqft Living Area
Gross Area	5,415 sqft
1st Floor Area	2,748 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	154,202 sqft (3.54 acres)
Garage Type	Attached
Garage Area	927 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	632 sqft
Porch	Screened Porch
Porch Area	719 sqft
Patio Area	30 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	232 SE 95TH ST
City	OCALA
State	FL
Zip	34480-7890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SEC 20 TWP 16 RGE 22 BEGIN AT THE NW COR OF W 1/2 OF E 2/3 OF NE 1/4 OF NW 1/4 OF SW 1/4 OF SEC 20 TH S 00-04-43 W 685.50 FT TO THE POB TH N 89-58-14 E 223.54 FT TH N 00-03-41 E 22.95 FT TH S 89-59-43 E 222.93 FT TH S 00-04-27 W 363.05 FT TH N 89-57-
Legal Range	22E
Legal Township	16S
Legal Section	20
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	2
Census Block	2005
Census Tract	901

Owner

Source: Marion County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 SE 95TH ST, OCALA, FL 34480-7890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit POWER FINANCIAL CU
Nov 30, 2020	Warranty Deed, Transfer · Conventional with PMI HAMILTON HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	2020128543
Deed Book / Page	7324 / 1179
Prior Transfer Date	Oct 6, 2011
Prior Transfer Doc	0055771876
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	232 SE 95TH ST, OCALA, FL 34480-7890
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SE 95TH ST, OCALA, FL 34480-7890

Mortgage

Document Number	0088100420
Date	Jan 21, 2026
Book Page	8810/420
Instrument	2026007284

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	232 SE 95TH ST, OCALA, FL 34480-7890
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077250638
Date	Mar 15, 2022
Book Page	7725/638
Instrument	2022037399

Lender

Name	POWER FINANCIAL CU
Type	Credit Union
Address	PEMBROKE PINES, FL 33028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 30, 2020
Property Address	232 SE 95TH ST, OCALA, FL 34480-7890
Document Number	0073241179
Book / Page	007324 / 001179
Instrument Date	Nov 9, 2020
Instrument	128543
Transaction Type	Transfer
Record Updated	Jan 4, 2021
Title Company	AFFILIATED TITLE/CTRL FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,847.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 SE 95TH ST OCALA FL 344807890, OCALA, FL 34480-7890

Mortgage

Document Number	73241182
Date	Nov 30, 2020
Book Page	007324/001182
Instrument	128544

Lender

Name	HAMILTON HM LNS INC
Address	SUNRISE, FL 33323

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,358.00 (+6.75%) Homeowner's exemption	$486,057 (+5.99%)	$652,059 (+12.68%) Land $123,840 Building $528,219
2023	$6,893.00 (+2.6%) Homeowner's exemption	$458,601 (+3%) Land $103,131 Building $355,470	$578,659 (+8.54%) Land $103,131 Building $475,528
2022	$6,718.00 Homeowner's exemption	$445,244	$533,152 Land $103,131 Building $430,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1999–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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