Naugatuck Borough property record for 232 Scott St, Naugatuck, CT 06770 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,266 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Aug 2021) |
| Tax Bill | $7,738 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NAUG M:7.5-28W72-A |
| Primary APN | NAUG M:7.5-28W72-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 642 sqft |
| Basement Area | 642 sqft |
| Unfinished Basement | 642 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 58-6800 |
|---|---|
| Street Address | 232 SCOTT ST |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 6800 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 345300 |
Source: Naugatuck Borough records · APN NAUG M:7.5-28W72-A
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 SCOTT ST, NAUGATUCK, CT 06770-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 25, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | May 03, 2004 · Amount on Record |
| Deed Document Number | 20213786 |
| Deed Book / Page | 1081 / 633 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 232 SCOTT ST, NAUGATUCK, CT 06770-4316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001157-89 |
|---|---|
| Date | Apr 01, 2025 |
| Book Page | 1157/89 |
| Instrument | 2025-994 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 232 SCOTT ST, NAUGATUCK, CT 06770-4316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001112-134 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 1112/134 |
| Instrument | 2022-3919 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Aug 25, 2021 |
| Property Address | 232 SCOTT ST, NAUGATUCK, CT 06770-4316 |
| Document Number | 001081-633 |
| Book / Page | 1081 / 633 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 3786 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 232 SCOTT ST, NAUGATUCK, CT 06770-4316 |
| Document Number | 0000003787 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 3787 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 232 SCOTT ST, NAUGATUCK, CT 06770-4316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1058-608 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 1058/608 |
| Instrument | 3748 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Naugatuck Borough records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,738.00 | $194,460 (-) Land $28,840 Building $165,620 | $136,122 Land $20,188 Building $115,934 |
| 2024 | $7,738.00 (-11.08%) | ||
| 2023 | $8,702.00 (+40.02%) | $194,460 (+49.41%) Land $28,840 Building $165,620 | |
| 2022 | $6,215.00 | $130,150 Land $31,100 Building $99,050 |
Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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